SIP & FD Compound Calculator

OWEN,inc.

Contains ads

About this app

Compound Interest Professional is a powerful calculator for SIP, FD, mutual funds,
lumpsum investing, withdrawals, and long-term wealth planning.
Use precise compound-interest math to estimate future value, monthly SIP amount,
required return, investment duration, and retirement withdrawals — all with clear charts.

----------------------------------------------------------------------
◆ Core Features
----------------------------------------------------------------------

● Future Value (FV) – SIP, Lumpsum, FD
Enter your lumpsum amount, monthly SIP, expected return (p.a.), and investment period.
Instantly see the maturity value for SIPs, fixed deposits (FDs), mutual funds, PPF-style
long-term savings, and retirement goals.

● SIP Amount / Monthly Investment
Set a target corpus and calculate how much you need to invest each month.
Works for SIPs, mutual funds, NPS Tier-1/Tier-2 contributions, and recurring savings.

● Withdrawal Simulation
Plan retirement or FIRE withdrawals:
Find how long your corpus will last if you withdraw monthly, or calculate the safe withdrawal amount.

● Time Needed (Investment Duration)
Based on your SIP, lumpsum, and expected return, estimate how many years it will take
to reach your goal.
Ideal for long-term planning, education funds, and wealth-accumulation timelines.

● Required Return (CAGR)
Enter target amount, SIP/lumpsum, and time period.
The calculator shows the CAGR required to hit your goal.

----------------------------------------------------------------------
◆ Visual Charts & High-Precision Engine
----------------------------------------------------------------------

● Track principal, interest, and total balance using interactive graphs
● Monthly/Yearly compounding supported
● High-precision fixed-decimal calculation — no rounding drift even in long horizons
● Works for SIPs, lump sum, FDs, NPS, PPF, mutual funds, and retirement planning

----------------------------------------------------------------------
◆ Who Is This For?
----------------------------------------------------------------------

● SIP and mutual fund investors
● People comparing SIP vs FD vs lumpsum returns
● NPS/PPF contributors planning long-term wealth
● Students and professionals learning compounding and CAGR
● FIRE (Financial Independence) planners
● Anyone wanting clear, data-driven insights for financial goals
● Investors tracking retirement corpus, education funds, or monthly withdrawals

----------------------------------------------------------------------
◆ Example Scenarios
----------------------------------------------------------------------

“If I invest ₹5,000 per month for 20 years at 10% return, what will I get?”
“How much will a ₹1,00,000 FD grow in 5 years at 7% interest?”
“How long will ₹10,00,000 last if I withdraw ₹25,000 monthly?”
“What CAGR do I need to reach ₹50,00,000 by age 55?”
“What SIP amount is required to reach my target corpus in 15 years?”

----------------------------------------------------------------------
◆ Notes
----------------------------------------------------------------------
This app is a financial calculator, not investment advice or a recommendation for any product.

Terms of Use:
https://cicalc-74e14.web.app/en/info#terms

----------------------------------------------------------------------
◆ Keywords (natural contextual list)
SIP calculator, FD calculator, mutual fund calculator, lumpsum calculator,
compound interest India, NPS returns, PPF returns, retirement planning,
CAGR calculator, EMI planning, wealth creation, FIRE India

What's new

Minor fixes.