PayPal

PayPal Mobile

About this app

GET READY FOR THE ALL-IN-ONE PAYPAL APP
Join the millions of people who trust PayPal to send, spend, & manage their transactions without sharing financial information.
The PayPal App lets you shop online and in person, send & receive money and raise or donate for a good cause - right from your phone.

SEND & RECEIVE MONEY
A simple, secure way to quickly send & receive money to family and friends.
Exchange messages to make payments between friends more fun & less awkward & more interesting with our animations, emojis & range of themes.
With encryption technology, we go the distance to help make sure your money transfers are secure.

SEND MONEY GLOBALLY
Transfer money using our Xoom service to 130+ countries, even if the recipient doesn't have a PayPal or Xoom account.

BUY NOW, PAY LATER
Keep track of all your PayPal Pay in 3 and PayPal Credit repayments.2

2 Subject to status. UK residents only. Late fees apply for purchases made on or before 30 September 2021. PayPal is a responsible lender. Pay in 3 performance may influence your credit score. T&Cs apply.

PAY IN PERSON
Paying in person is as easy as scanning a QR code at checkout - and it's contactless. You don't have to handle cards, or cash, simply use the app.

PAY HOW YOU WANT
Add your debit or credit cards or link your bank accounts for extra flexibility at checkout. You'll even be able to continue collecting rewards points.*
*subject to credit card provider

GET INSTANT NOTIFICATIONS
Whether shopping at your usual store or somewhere new, we help keep checkout fast & your eligible purchases protected. You also get instant spend notifications, so you can easily keep track of all your online hauls.

KEEP YOUR BILLS IN ONE PLACE
Manage your subscriptions & household bills, all from one place.

DONATE & RAISE FOR A GOOD CAUSE
Give to support causes you care about through the app or at checkout.
Raise money for yourself, friends in need, or local businesses that need a boost.

PayPal (Europe) S.à r.l. et Cie, S.C.A. is duly licenced as a Luxembourg credit institution in the sense of Article 2 of the law of 5 April 1993 on the financial sector as amended and is under the prudential supervision of the Luxembourg supervisory authority, the Commission de Surveillance du Secteur Financier, with registered office in L-1150 Luxembourg. Deemed authorised & regulated by the Financial Conduct Authority. The nature & extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

Ratings and reviews

Only complaint is the check cashing feature, the 5% fee for instant transfer is insane and the 10 day wait for a free transfer is unnecessary, there's almost no reason to use that service over any other. It is also weird that there's no direct way to transfer to/from venmo despite being owned by the same parent company. Otherwise, Paypal is solid for its main purpose. I've never had any issue with the crypto feature and I like the debit card. The ability to manage Subscriptions is nice too.

BE AWARE! My account has been hacked into before so I know the risk it high. The app holds your debit card hostage and I can't remove it. The app is a security and financial risk to your money. I cannot remove my card stored on the app to prevent theft. This app is not what it use to be and it seems like the decline in usership has resulted I'm drastic measures to now hold your card hostage. You can also no longer use a gift card either. I just closed my account entirely to deal with the matter.

It's clear the latest redesign was driven by marketing, and the user experience was not considered. I spent a good 10 minutes trying to figure out where to go to pay my PayPal credit bill - it's under Wallet, not payments, and you have to tap the PayPal Credit 'card' in the wallet to pay your bill. Completely unintuitive, and I'm wondering if it was purposefully tucked away to squeeze finance charges out of customers.

What's new

We have completely revised the PayPal app to make it even faster, clearer and more personal for you.

Also NEW:
- Reply with a message when receiving or sending money
- Create fundraising campaigns for yourself or others with the Generosity Network
- Pay by scanning a QR code at participating retailers.
- Keep track of all your PayPal Pay in 3 and PayPal Credit repayments.2