Discovery Bank

Discovery Bank Ltd

About this app

Welcome to the future of Banking. We’re the world’s first fully digital shared-value bank. Sign up in under 5 minutes anytime, anywhere and have your bank branch in the palm of your hand.

Discovery Bank offers market-leading interest rates, revolutionized digital payments and a banking experience that makes life easier, more exciting and of course, more rewarding.

Here are just some of the features our app has to offer:

Your bank at your fingertips:

o Sign up in under five minutes and get access to your free virtual card to begin transacting immediately.
o Get fast, easy access to credit when you need it most.
o Bank safely and conveniently: Manage and track your cards, accounts and rewards all in one place. Instantly change a PIN, and securely pause or stop your cards.
o Get alerts so you always know what’s happening with your accounts.
o Buy prepaid products such as airtime, data, SMS bundles, water and electricity and get up to 20% off when you pay using Discovery Miles.
o View and download your bank statements, account confirmation letters, and tax and deposit certificates whenever you need them.

Pay anyone quickly, safely and easily:

o Apple Pay is here. Enjoy a safer, more convenient way to pay.
o Make payments to any of your cellphone contacts who are Discovery clients, regardless of who they bank with Discovery Pay.
o Enjoy safer, convenient payments and shopping with our virtual card. Shop online or use it to tap-and-pay in store with Fitbit Pay, Garmin Pay and Samsung Pay.
o Set up Health Pay to pay your medical expenses at pharmacies, hospital and medical service providers.

Get exclusive access to Vitality Money:

We all want to be financially healthier. Imagine a bank that shows you how and helps you get there, while rewarding you along the way.

o Understand and track your financial health while unlocking incredible rewards.
o Reach your goals by engaging with your five key financial behaviours to reach a higher Vitality Money status.
o Get rewarded on your healthy grocery shopping, personal care, fitness devices, sports gear and equipment, and so much more!
o With Dynamic Interest Rates you can even boost your interest earned by an extra up to 1.5% on your demand savings and cheque accounts and pay up to 6.75% less on your credit.

Earn Discovery Miles, a rewards currency like no other:

- Earn Discovery Miles – our rewards currency more valuable than cash - when you exercise, drive well or spend your money responsibly rewards currency that’s more valuable than cash.
- Save up to 20% when you spend them in-store and online, or convert them into travel rewards, use them to pay a contact or convert them to cash.
o View, manage and pay using your Discovery Miles Account in your banking app.

Get a new iPhone on us:
o Fund a new iPhone when achieving your weekly Vitality Active Rewards goals.

Reach your savings goals faster:
o Reach your savings goals faster! Open free savings accounts and earn market-leading interest rates.

Ratings and reviews

Great features and extremely powerful. You can pretty much do everything from the app. The most frustrating bug is that it often logs you out midway through a transaction if you navigate away. This is immensely irritating if you are trying to pay someone and have to navigate to another app like Whatsapp to copy an account number only to be logged out of banking.....meaning you have to o through the entire, and painfully secure, login process again. Other than that, it's great.

There are issues with compatability between Discovery Bank app and Samsung Health. I've reloaded both apps several times. Shutdown and restarted my mobile device. When i try and load the Samsung Health into DB app it says it needs to be 6.12 and higher. Which mine is. After shutting down and restarting it show the app but after a few days it disappears. Not syncing any data. Please sort out this issue as I can't load my steps. Hasn't been working for 2 weeks now.

App OK. But before Discovery Bank, I had a Discovery card, and I got confirmation of my balance with each transaction notification. Now I just recieve confirmation of transactions. So I have to go into the app to find out what my balance is. Frustrating waste of time.

What's new

This release contains home loan enhancements and other minor updates.