CASHe: Loan & Credit line App

CASHe: Instant Personal Loan App

About this app

CASHe is an instant personal loan app for salaried professionals, where you can avail instant personal loans starting from ₹1,000 to ₹4,00,000 and receive the money in your bank account instantly. With CASHe, applying for an instant loan is now an easy and hassle-free experience. So, download the CASHe personal loan app now.
Features of CASHe – Personal Loan App:
✔️ Quick personal loans ranging from ₹1,000 - ₹4,00,000
✔️ No guarantors/collaterals
✔️ 100% paperless instant loan application
✔️ Flexible repayment period
✔️ 0 foreclosure charges
✔️ Enjoy online shopping at no cost EMI*
✔️ Instant disbursal of the instant loan amount to your bank account
✔️ Repay the loan through various payment methods

CASHe Products
💰 Instant Personal Loan
Get an instant personal loan from the CASHe easy loan app to take care of your needs! Choose from various types of quick personal loans like car loans, home renovation loans, education loans, marriage loans, etc. with a tenure ranging from 3 months to 1.5 years.
💸 CASHe Credit Line
Apply for a credit line on the CASHe app with minimal documentation and instant approval for a tenure of 1 year, and avail short-term loans for your emergency and shopping needs.
💵 Buy Now Pay Later with CASHe
Get 0%* interest instant online shopping loans on the CASHe app. You can avail these BNPL loans to make purchases on leading online platforms and repay them later with easy EMIs.

Personal Loan Eligibility:
✔ ️ Salaried professional above 21 years of age.
✔️ Minimum net monthly salary => ₹15,000.
✔️ Salary must be credited through direct bank transfer only.

How to Apply For a Personal Loan Online on CASHe?
➡️ Download and log in to the CASHe app.
➡️ Register using your social media account.
➡️ Enter all the necessary personal details to check your online personal loan eligibility.
➡️ Submit the KYC documents and apply for an instant personal loan.
➡️ Your loan amount will be transferred directly to your bank account post approval.

Documents required to apply for a loan:
✅ PAN Card
✅ Identity proof
✅ Address proof (Driving Licence/Voter ID/Passport/Aadhaar Card/Utility Bills)
✅ 3-month bank statements showing salary credit
✅ Selfie

Interest, tenures, and other specifications
➡️ Minimum Annual Percentage Rate (APR) – 30.42%
➡️ Maximum Annual Percentage Rate (APR) – 47.76%
➡️ Repayment Tenure: 3 months to 18 months
➡️ Processing fee:
CASHe 540 - 3% or 1000, whichever is higher
CASHe 180, CASHe 270, CASHe 1 year - 2% or 1200, whichever is higher
CASHe 90 - 1.5% or 500, whichever is higher

What makes CASHe ideal for every customer?
✅ Easy online personal loans
✅ Low instant loan interest rates
✅ Hassle-free loan application process
✅ Quick approvals and instant loan disbursal
✅ Flexible repayment terms

Sample Loan Calculation
Loan amount: ₹30,000 at fixed interest rate of 30.42% p.a.(equivalent reducing interest rate of 44.52%)
Loan duration: 3 Months
Total personal loan interest = ₹2,250
Processing fees (PF) + GST = ₹750 + ₹300 + ₹300 + ₹150 + ₹150 + ₹297 = ₹1947
Total deductibles (PF + GST): ₹590
In-hand amount (Loan amount - Total deductibles) = ₹30,000 - ₹590 = ₹28,053
Total repayable amount (Loan amount + interest): ₹32,250
Monthly EMI repayable (Loan amount + interest / No of EMI’s): ₹10,750
(Note: PF and GST are deducted upfront during the loan disbursal.)

Partner NBFCs/Banks
➡️ Bhanix Finance and Investment Ltd.
➡️ Vivriti Capital Private Ltd.
➡️ Northern Arc Capital Ltd.

🔒 Data Security via Secure Loan Application
CASHe is committed to promoting best practices in digital lending and adheres to RBI’s Fair Practice Code. All CASHe transactions are secured via 128-bit SSL encryption.
Download the CASHe personal loan app now and experience a new way of borrowing!
अपनी ज़रूरतों को पूरा करने के लिए CASHe इंस्टेंट पर्सनल लोन के लिए आवेदन करें। पर्सनल लोन के लिए आवेदन करने से पहले अपनी पर्सनल लोन पात्रता और डॉक्यूमेंट की जांच करें।
📧 Contact Us:
Reach out to us at [e-mail].

Ratings and reviews

The app gave me a credit line, I have applied many times, every time I get the option to Update bank statement but there is no option to update bank statement, There is no way to contact anyone and if you send an email to customer support, you get an automated response and no one reaches you. I have applied several times, the same thing has happened every time.

Hi Team. Its been a great experience with Cashe so far. But recently I missed few payments and ended up paying late. The app had an issue and I was not able to access due to which I was not aware of the due date. And I didn't receive any follow up messages or calls which is kind of good of not getting troubled for making small payments. However, even after clearing the loan, my available credit shows 0. Please help me unlock my credit limit coz it's convenient when ever I need small amount.

I don't understand what has happened to this app. I had taken multiple loans and all was smooth. Now from the past 2 month, there is some big issue going on. The credit line process get approved with e-signature but the loan amount is not disbursed. After multiple tickets raised, I get the same automated email which says, they are upgrading their disbursement system. For past 2 months, I am getting the same reply. Thisis really disgusting

What's new

Bharat Ka Money App

Fresh UI: Enjoy a sleek and modern interface for a more visually appealing and intuitive experience.
Enhanced UX: Seamless navigation and improved interaction with the app.
Quick Onboarding: Streamlined onboarding process to get you started in no time.
Revamped Helpdesk: Better support with answers to your questions and timely assistance.
Discovery Tab: Explore personalised product recommendations and a wide range of offerings from CASHe in one place.