Spot Money | Mobile Payments

Spot Money

About this app

Get ready to supercharge your money with Spot! Spend, get paid & get rewarded all in one app.

💸 Easy Payments with $moneytag
Share your $moneytag to get paid without sharing any of your personal details! Getting you paid faster than sending a WhatsApp.
Or go old-school - share your account details, and pay like a pro – EFT, Scan-to-pay, Tap-to-pay, or instant payments between Spot users, we got ya covered!

🤑 Earn while you shop & stay connected
Get up to 10% back in free Airtime Rewards when you spend with a Spot debit card or in the app. Never pay for airtime again!

💳 Go global with a debit card
Rest easy, your transactions are secured by Mastercard's top-notch security.

💪 No sneaky transaction fees – we keep straightforward.
Spend with the Spot app or debit card without extra charges.

🤝 Tired of splitting expenses? Our Shared Accounts make it super easy to share costs with up to 10 family and friends.

🙌 Say goodbye to monthly account fees – we believe in free banking.
With Spot, enjoy up to 8 free transactional accounts, all 100% free.

🇿🇦 All South African Banks Welcome
Breakups can be hard, so no need to leave your old bank. We play nice with all South African banks. We're cool like that.

And there's more to explore! Spot Money is your gateway to hassle-free financial management. It's brought to you by Spot Money SA (Pty) Ltd in association with Bidvest Bank Ltd, an authorized FSP and credit provider.

Ratings and reviews

Slow responses from assistants. I've been trying to open an account and I sent documents through, but it's been weeks and all I've been told is that my documents are in review. If the service is already this bad, I can't imagine what'll it be like when/if I eventually start using it fully. This is so frustrating and it defeats the entire purpose for the app. I would rate it 5 stars but it's so so so frustrating. I mean at this moment when I try to log in,i get a login error message. This sucks!!

Unprofessional customer service. I made an immediate payment from one of my other bank accounts to my spot account, the funds hadn't cleared. I spoke to a consultant who asked me for proof of payment, I sent it and got told it was recieved , they will have to get back to me and they don't know what the problem is. Pathetic

Transactions are very slow.😡 I have transferred money from spot account to another bank account but it has not yet reflected. Even your agents are not consistent!

What's new

Improvements & Enhancements:
- General fixes and updates of known bugs and inefficiencies
- UI enhancements