Compound Interest Professional helps Singaporeans plan CPF, SRS, and personal investments with precision.
Model compounding growth, regular savings, or drawdowns — and visualise every result clearly.
Core Features
Future Value – Project how your CPF, SRS, or portfolio balance grows over time.
Withdrawals – Simulate retirement drawdowns or monthly income from savings.
Goal Seek – Reverse-engineer the contribution, period, or rate required to reach your target.
Years or Rate Required – Find the time or annual return needed to achieve your goal.
Visualise Your Progress
• Charts & tables show principal, interest, and total balance each period.
• Compare annual vs monthly compounding, saving vs withdrawing, and different rates of return.
• Ideal for CPF/SRS holders tracking retirement growth and personal finance goals.
Precision You Can Trust
• High-precision decimal calculations minimise rounding errors.
• Supports both annual and monthly frequencies for compounding and contributions.
• Instant updates when you change inputs — see the impact right away.
Perfect For
• Working professionals planning CPF Top-Ups or SRS investments
• Investors testing compound-growth and withdrawal scenarios
• Students learning financial modelling and interest maths
• FIRE (Financial Independence, Retire Early) enthusiasts in Singapore
Example Scenarios
“If I contribute SGD 500 monthly to SRS at 5 %, what will I have in 25 years?”
“How much can I withdraw each month from SGD 300 000 at 4 %?”
“What annual return is needed to reach SGD 1 million by age 60?”
“How does monthly compounding compare to annual returns?”
Terms of Use
This app is a financial calculator, not licensed financial advice.
Terms of Use: https://cicalc-74e14.web.app/en/info/#terms
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