4.3
939 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Rays Micro Finance Institution provides Mobile Wallet platform for its customers known as Sahay Pay. The wallet contains Customer, Agent and Merchant feature in a single app. The wallet is well designed to accommodate necessary requirements for making payments, funds transfer, airtime purchase as much more. The wallet boasts of the following features

1. Customer
a) Transfer Money to registered and unregistered user (peer to peer)
b) Cash Withdrawal at Sahay Agent, Rays MFI branch (cash out)
c) Airtime Purchase - Ethiotelecom
d) Merchant Payments (Pay with Sahay)
e) Bill Payments - (Ethiotelecom Postpaid, Ethiopian Airlines)
f) Digital Micro Loan
g) Uqub/Hagbad/Tablebanking

2. Agent
a) Cash Deposit
b) Cash Withdrawal
c) Airtime Purchase
d) Customer Registration
e) Customer PIN Reset
f) Bill Payment

3. Merchant
a) Receive Cash
b) Funds Transfer
c) Airtime Purchase
d) Bill Payment

The wallet is convenient, fast and secure. Download the app to start enjoying transacting with Sahay Pay
Updated on
5 Mar 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Personal info, App info and performance and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
935 reviews
Mustafa Atam
2 June 2021
Sahay app is the best financial app I have ever used. It is much easier than USSD. With little data cost it is fast, reliable and time saving. I tested all main features including send money, check balance, withdraw cash and buy airtime. Thank you guys for developing this great app.
216 people found this review helpful
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Rays MFI
10 June 2021
Thank you so much for your feedback.
Mohamed Hassan Muhammed
14 June 2023
Sahay became the most digitalized app, I use it all the time, I am completely satisfied with its high quality sustainability, It is actually a perfect app in our financial era, I recommend you download it and see the amazing experience, easy and flexible app.
77 people found this review helpful
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Ali Ahmed
5 September 2024
Recently you updated ussd system to allow users register themself so I woul like you to update the app to let us add email to send us the otp if we lose access to simcard , that would be flexible and more modern.
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What's new

Bug fixes and improvements