Joyalukkas Exchange

Joyalukkas Exchange Mobile App

About this app

'Joyalukkas Exchange' introduces an online remittance application, that allows our valued customer to remit money to their loved ones without visiting our branch.

We offer an excellent transfer rates with low fees. Our application is designed with the state-of-the-art technology to offer hassle free remittance services across the globe.

Our application also includes following features:

- Online remittance services across the globe
- View exchange rates
- Get real time status of your transaction
- Navigate to our nearest branch
- View transaction history

Ratings and reviews

The app shows a different conversion rate without logging into the app however, once logged in the conversion rate changes from the initial displayed conversion rate(ex: If AED 1 = 24.70 INR prior login , after login the conversion rate changes to 24.20 INR) . Earlier there were more features to the app which was very useful, now it has been removed one such feature used to be one can see the rates for today,tomorrow and dayafter

Very disappointed with Joyalukkas Exchange. Every time I send money, it gets delayed while other exchanges credit within minutes. This time I transferred AED 2700 on 31 Oct 2025, and even after more than 24 hours the amount is still not received. The app shows “Processed” but nothing in my UBL account. Customer support is slow and unhelpful. Joyalukkas really needs to improve its transfer speed and communication.

The staff are accommodating. good service especially ruwi branch

What’s new

Bug fixes