CEFCU Mobile Banking

CEFCU

About this app

The CEFCU Mobile Banking App allows CEFCU Members and CEFCU Business Members to log into their accounts using the same Login ID and password as CEFCU On-Line ® Banking.

CEFCU Mobile Banking allows CEFCU Members and Business Members to:

• Make CEFCU loan, mortgage, or Credit Card payments.
• Transfer funds to/from all your CEFCU accounts or from external accounts.
• Check balances and history.
• Find CEFCU Money Center 24® and CO-OP ATMs.
• Locate Member Centers and shared branches.
• Mobile Check Deposit allows you to deposit checks directly to your Checking Account.
• Pay bills via CEFCU Bill Pay.
• Set up Alerts.
• Reorder checks for your account.
• Send secure messages to CEFCU Representatives.
• Use CEFCU My Pay to transfer funds to friends or family.
• Enroll and view eStatements.
• Track expense and develop a working budget with Online Budgeting Tools.

Enrollment is easy - you will need your primary account number (7 digits or less), date of birth and last four of your social security number. (Must be the primary account holder).

Ratings and reviews

When I first tried to install this app two months ago, every time I tried to open it, it only failed. After my initial complaint, within the next two weeks I got an email asking, and then shortly after it worked fine. Even if the phone doesn't initially work for your phone (mine is a Samsung J3 Star), they'll make it so the app will work for you.

The balance shown isn't always correct. Pending transaction doesn't change the total balance till it officially goes through. Requiring you to calculate your true balance if you want to real number. Also some transaction won't show as pending or posted for days sometimes even a little over a week. It's very possible you'll forget. I've over drafted a few times because of that, my fault should of payed more attention. However, feels like a predatory tactic to me.

Purchases will stay *pending* for days, annoying and difficult to keep an accurate balance... Edit 9/29/22.. Today the app says my current balance as 225.26 when the actual balance is $0.70, and it actually shows 70¢ on the transaction page, with nothing pending... BEWARE! and keep a a proper paper checkbook register. You can't trust what the app says is in your account. IDK how many $30 overdraft fees I've been hit with because I think there's more money in my account then there actually is.

What’s new

Minor bug fixes and Security enhancements