Kredivo - Cicilan s/d 24 Bulan

4.5
3.82M reviews
10M+
Downloads
Content rating
Everyone
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About this app

Proofs that Kredivo is the most flexible payment:
- Product financing with installment payments: Pay later in 1 month and 3, 6, 12, 18 and 24-month installment
- Interest rate: 0% interest for pay in 30 days and 3 months installment, starting from 1.99% per month for 6, 12, 18 and 24 month installment (Premium account only) or a maximum annual rate of 41.51%
- Limit: maximum limit of up to IDR 50,000,000
- Simulation: If you choose a 12-month installment to pay a transaction worth IDR 2,000,000, Kredivo charges an interest rate of 1.99% per month. The monthly repayment amount is IDR 206,480 and the total repayment amount is IDR 2,477,760

Want to shop online or offline on installment but don't have a credit card?
Need quick loans for emergency situations?
Want to apply for credit but too many hassles or have been rejected before?

Luckily, Kredivo is here for you as an online credit line provider that offers installment without credit card as well as personal loans from KrediFazz in one go.

Kredivo is a digital credit application that evaluates your creditworthiness in real-time. The registration process is just 5 minutes and approval is given in a few minutes. If approved, you can directly shop on installment using Kredivo in online and offline merchants such as Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's and 4000+ other merchants with just 2 clicks.

Want to buy a new mobile phone? You can buy it online or offline, no credit card needed and zero down payment by choosing Kredivo as a payment method at your favorite merchant. Want to book flight tickets? You can buy it now and pay later at Garuda Indonesia, Batik Air, Citilink and AirAsia. Want to buy furnitures? Fashion items? You can buy anything, anywhere with Kredivo.

You can also pay your utility bills, buy pulsa/data packages, gaming/streaming vouchers, and gasoline from the Kredivo app directly. Moreover, get quick cash advance from KrediFazz via Kredivo to cater your every need with 3, 6, and 12-month installments.

Kredivo #Sefleksibelitu, isn't it?

No wonder that Kredivo is the most flexible payment! There are 3 other reasons why you should use Kredivo:

β—‰ SIMPLER AND FASTER

You can just apply online by uploading your KTP via the Kredivo app, no salary slip required. After an approval process that takes minutes, you can buy your dream item on credit or get loans instantly from KrediFazz with no hassles.

β—‰ SAFE AND SECURE

Don't worry about security, because all Kredivo user’s data are encrypted. Kredivo is also licensed and regulated by OJK, so its credibility is guaranteed!

β—‰ 0% INTEREST & WITHOUT DOWN PAYMENT
Kredivo offers one of the lowest interest rates in the market. Plus, there is no down payment charged for all Kredivo services.

For further details, read General Product and Service Information Summary (RIPLAY) at www.kredivo.id

Have feedback for us? Email us at support@kredivo.com or call 0804-1-573348.

Business address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260

Customer service office address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430
Updated on
Jul 12, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
3.79M reviews
Sumuang Purwanto Nadapdap
July 12, 2024
I never succeed when i tried to upgrade my account. Just tried (again) two days ago 10/07/24 still the same result (kamu belum memenuhi syarat). The app asked me to wait for 90 days for next trial.
3 people found this review helpful
PT Kredivo Finance Indonesia
July 12, 2024
Hi Kak Sumuang, Maaf atas kendalanya. Jika pengajuan upgrade Kak Sumuang tertolak jangan khawatir ya, ajukan kembali 3 bulan kedepan dari tanggal penolakan ya. Pastikan data sudah sesuai ketentuan berlaku karena nantinya akan dicek oleh tim kami. Info lebih lanjut, kamu bisa hubungi kami di nomor 08041573348. Salam hangat, Erfan
Lulu Utami
May 9, 2024
It was ok and fine at first. I have been a loyal customer until today. I paid all my upcoming dues and they blocked my account permanently saying that it was the security matter. Effing shid! You expect people to be on time for payment and you disrespect me paying in time. Too bad I earned A for credibility, so much for being on time. And they tried to re-explained. Something about security. So silly. How come a customer is paying all the upcoming dues becomes a security matter. 😁
47 people found this review helpful
PT Kredivo Finance Indonesia
May 9, 2024
Hi Kak Lulu, Maaf atas kendalanya. Jika akun Kredivo Kak Lulu tertangguhkan, dikhawatirkan karena isu keamanan transaksi atau isu keamanan akun. Mengenai setiap transaksi telah dilakukan penilaian oleh Kredivo. Pengecekan lebih lanjut, silakan hubungi tim support kami di nomor 08041573348, email ke support@kredivo.com. Salam hangat, Ello
andi milan
June 26, 2024
It's difficult to get a loan here, but only selected people can.😊 but I was forced to lower the review rating because my credit score was lowered by KREDIVO for the reason of late payment. Even though I paid right on the due date 😊
7 people found this review helpful
PT Kredivo Finance Indonesia
June 26, 2024
Hi Kak Andi, Maaf atas kendalanya. Skor Kredit merupakan gambaran profil finansial pengguna selama menjadi pengguna Kredivo. Nilai skor terdiri dari A++, A+, A, B, C, D dan E berdasarkan pertimbangan Tim Analis. Kak Andi dapat menjaga skor dengan bertransaksi aktif dan tepat waktu dalam pembayaran tagihan. Salam hangat, Erfan

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