3.5
2.07K reviews
100K+
Downloads
Content rating
Everyone
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About this app

KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money.


What You Can Do With KongaPay:

- Send & Receive Money Instantly
Transfer funds conveniently with high success rates and no failed transactions.

- Pay Bills, Subscriptions & More
Settle airtime, data, electricity, and cable bills all in one tap.

- Save with K-Save
Fix your income and grow your money effortlessly. Earning up to 24% per annum.

- Loyalty Rewards
Earn 6% per annum on your wallet balance with no minimum balance.

- Shop & Pay on Konga.com with Discounts
Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping.

- Safe, Simple & Trusted
KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by Nigeria Deposit Insurance Corporation (NDIC)

- Go Pro Feature
Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million.


Why Users Love KongaPay:

- Fast and reliable transfers
- Secure POS access for businesses
- Easy-to-use interface for savings and spending
- 24/7 customer support
- Built for both personal and business needs

Download KongaPay today and take complete control of your personal and business finances in one app.
Updated on
Aug 21, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
2.04K reviews
Great God
August 28, 2025
I've been unable to login my Konga pay merchant it keeps saying unexpected error I've reached out to customer Service no response rubbish app better fix it and release my money Right Now 😡😡😡😡😡
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Konga Online Shopping Limited
August 31, 2025
We sincerely apologize for the delay you’re experiencing. Please be assured that our team will look into it. Kindly contact us at helpdesk@kongapay.com with your details so that we can address your concern.
OLAWOYIN Josephine
August 31, 2025
KONGAPAY SAVINGS IS A VERY BAD SAVING OPTION! I was charged breaking fee for a matured savings and the extra interest wasn't even paid.
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Konga Online Shopping Limited
September 1, 2025
We’re sorry for the inconvenience you experienced with your KongaPay Savings. Kindly share the phone number linked to your account, also the refernces of your ksave transaction with us at helpdesk@kongapay.com or call 07080635777 / 02018883440 / WhatsApp 09010401261 so we can review and resolve this quickly.
Peculiar Solomon
August 6, 2025
Would love to rate 5, but I noticed a recent development. Is it the network or something? I made a transfer for hours and it's still pending, why?? Please I need this to be fixed immediately. Thank you
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Konga Online Shopping Limited
August 7, 2025
Thank you for your feedback, and we sincerely apologise for the inconvenience. Pending transfers may be due to network or tier limits. Please send your phone number and transaction details to helpdesk@kongapay.com so we can assist you promptly.

What’s new

App improvements and bug fixes