YNAB

ynab.com

In-app purchases

About this app

Have you ever worried about money? You are not alone.

Download YNAB, get good with money, and never worry about money again.

Start your free one-month trial and stop feeling like you’re bad with money.

Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.

Benefits and Features

STOP ARGUING ABOUT MONEY
…and start planning your life, together

-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling

STOP DROWNING IN DEBT
…and start seeing progress with your paydown

-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources

STOP FEELING DISORGANIZED
…and start feeling totally in control

-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer

START REACHING MORE GOALS
…and stop thinking your future is limited

-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb

START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret

-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend

START FEELING SUPPORTED
…and stop feeling like you’re alone in this

-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-with-money people. (Seriously.)

The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good with money?

(You seem ready! And we already really like you, so please join us.)

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to Google Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Ratings and reviews

Been using ynab since version ynab3. Over the years it's gotten more bloated. There is now some type of home advertising page you have to click through to get to the actual app now. Considering changing budget tools in the future. Maybe I'm in the minority, but the new "features" they keep adding are a step back for me. Sometimes a bit more basic is better. Last, they now call it a plan instead of a budget in the app which is a bit funny since it used to be focused on you need a budget.

I've been a subscriber for around 6 years. The YNAB team has been making odd choices for a while, changing the word "budget" to "plan" a while back and now forcing the app to open on some new home screen that just adds extra steps to the budgeting process. Give us the option to choose what screen is displayed when you open the app so I can force it to open to the budget...I mean plan. And stop adding "features" that nobody is asking for in an attempt to justify all the price increases.

I have been a user of the ynab app for years and am totally bought in on the philosophy. That being said, the new UI is a huge miss. The home tab is useless, it's taking me more clicks to get to useful information, and some of the most recent terminology changes are actually nonsensical. I hope they'll start focusing more on the reflect tab. That's where I see the biggest area for opportunities. Best of luck ynab, I'm rooting for you.

What’s new

We’ve squashed some bugs and made some improvements so that you can keep aligning the way you spend with the way you want to live. Notably: 
- Tap “See More” in For You to find our new Explore page—a trove of curated, timely, content designed to inspire your next spendful move.
- Split transaction categories now appear in the Spending tab’s transaction list..
- Plus, now the Home tab header shows your plan name.
- And categories in “Top Priorities” are now labeled “Pinned,” for extra clarity