NEKO: Budget & Bill Tracker

Contains adsIn-app purchases
4,6
3,02K reviews
100K+
Downloads
Content rating
Everyone
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About this app

NEKO: Budget & Bill Tracker allows you to organise your bill payments, spending, and income in a calendar with account balance forecasts and bill due date reminders, so you stay on top of your finances.

NEKO: Budget & Bill Tracker comes with great features such as:

Safe to Spend
The Safe to Spend calculator makes budgeting easier and helps you avoid overspending. It considers your upcoming bills, expenses, credit card payments, and transfers – all based on your current account balance and income. It tells you how much money you can safely spend on a given date without falling short when a bill is due.

Calendar
The calendar is your go-to bill payment organiser. It helps you see which bills are coming up and match them with your paydays, so you can manage your money and transactions with ease. Selecting a future date shows your projected balance, projected income, and projected expenses. No more worrying about going into overdraft – you’ll know when to move money in advance.

Easy Expense Tracking
NEKO: Budget & Bill Tracker allows you to record your expenses and categorise them to better understand your spending habits. Stay on top of your budget and identify areas to save.

Stay on Budget
Create a monthly budget, set spending limits by category, and use visual insights to compare cash flow, income, expenses, and bill payments – so you can stay within your limits and avoid overspending.

Income Management
Keep track of your earnings and manage multiple sources of income effortlessly. NEKO: Budget & Bill Tracker helps you plan your spending and boost your savings while maintaining financial stability.

Bill Payment Organiser
Never miss a due date or pay late fees again.

NEKO sends timely reminders for upcoming bill payments to help you stay on track. Organise your payments in the calendar, track every bill, and get notified when it’s time to pay.

Insights with Helpful Reports
Get a clear overview of your financial health with comprehensive reports. Analyse your spending trends, saving patterns, and more, so you can make informed decisions and manage your money confidently.

• Cash flow
• Spending by Category
• Spending History
• Income by Category
• Income History
• Credit Card Insights

Credit Card Management
Manage all your credit cards in one place. Keep track of due dates, payments, spending, and instalments.

NEKO: Budget & Bill Tracker creates a payment schedule based on your credit card’s due date, statement closing date, and spending. It calculates the payment needed to avoid interest and when to pay it.

Track your credit card instalment purchases easily with NEKO. The app automatically includes your instalment payments in your monthly credit card balance, so you can see how much you owe and stay on top of your debt.

Currency Support
NEKO: Budget & Bill Tracker supports multiple currencies, allowing you to manage your finances with ease – no matter where you are.

NEKO: Budget & Bill Tracker is the perfect money manager to help you build the habit of tracking and controlling your bills, spending, and monthly budgeting. It shows how much money you have left after covering your bills, so you can start saving or spend it freely – without the stress.
Updated on
21 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4,6
2,95K reviews
Carlos A
11 September 2023
Free version: great app. I can input all my accounts here without actually linking then. You do so manually. Set up all your bills and transfers and it can track what you should be saving each month and compare to you actual balance to see where you are spending extra money you didn't plan. Bills can be set to autopay but currently does not work. Not a big deal if you remember to come on and just mark it paid. Just annoying of you forget , it deletes it the day after.
9 people found this review helpful
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Tuxedo Lab LLC
19 September 2023
Hi Carlos, I just fixed the autopay feature, I apologize for the inconvenience. Thanks for your review and for using my app! Julio
L. Williams
28 October 2023
OK, I was comfortable with a few checkbook apps. One that's no longer available and Checkbook by Polycent. I DID NOT want to change programs!!! I hate change. I downloaded and paid for this one on a whim..... I FREAKING LOVE THIS APP. took me about a week to get use to how it worked. Once I got it and entered all of my information into it I was hooked. All of my info in one app is priceless.
15 people found this review helpful
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Tuxedo Lab LLC
09 November 2023
That's an awesome review, Tanie! It made my day and motivated me even more to continue improving the app, thank you so much!
Heather Clark
21 January 2024
I've been using Prism for years. When I found out it was no longer going to be running, I panicked and started looking for an alternative. I tried 5 others before I found Paycheck Buddy. It's a great app and actually does some things better than Prism. It's time consuming to setup and not always intuitive but once I got the hang of using inputting info, it was a breeze.
10 people found this review helpful
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What's new

NEW!
- "Import transactions" — Now you can import transactions using a bank statement or a spreadsheet.

Fixes
- Fixed currency format for Nicaragua