Ubufakazi bokuthi iKredivo #AsFlexibleAsThat (funda kuze kube sekupheleni!)
- Umkhiqizo wemalimboleko: Khokha ngenyanga ezayo kanye nezitolimende zezinyanga ezingu-3, 6, 12, 9, 18, kanye nezingu-24
- Izinga lenzalo: Akukho nzalo futhi akukho admin kuzinkokhelo zenyanga ezayo, kusukela ku-1.99% ngenyanga ngezitolimende zezinyanga ezingu-3, 6, 9, 12, 18, kanye nezingu-24. Izinga Lenzalo Lonyaka Eliphezulu (i-APR) elingu-41.51%
- Umkhawulo ophezulu otholakalayo yi-IDR 50,000,000
- Isibonelo: Ufaka isicelo sesitolimende se-IDR 4,000,000 ezinyangeni ezingu-12, ngesilinganiso senzalo esingu-1.99% ngenyanga. Inkokhelo yanyanga zonke yi-IDR 412,950, okuyisamba se-IDR 4,955,400.
Ufuna ukuthenga ku-inthanethi ngezitolimende kodwa awunalo ikhadi lesikweletu? Udinga imali mboleko esheshayo kodwa uthole inqubo yesicelo iyinkimbinkimbi noma wenqatshiwe?
Ungasebenzisa izinhlelo zokufaka izitolimende ngaphandle kwekhadi lesikweletu kanye nemali mboleko yemali evela ku-Kredivo!
Inqubo yokufaka isicelo semali mboleko kanye nezitolimende ku-inthanethi e-Kredivo ithatha imizuzu emi-5 kuphela, futhi ukuvunyelwa kuyashesha. Uma sekuvunyiwe, ungathenga ngokushesha ne-Kredivo ngezitolimende e-Alfamart, Indomaret, Tokopedia, Shopee, Lazada, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's, kanye nabanye abathengisi abangaphezu kuka-10,000 e-Indonesia ngokuchofoza okubili nje.
Ufuna ukuthenga ifoni entsha? I-Kredivo Paylater ingasetshenziswa njengezinye izinhlelo zokusebenza zesikweletu sefoni noma izinhlelo zokusebenza zesikweletu sefoni ezingenakho ukukhokha. Mane ukhokhe izitolimende ku-inthanethi ngaphandle kwekhadi lesikweletu ukuze uthenge i-Xiaomi Redmi Note 14, i-Samsung Galaxy A26, i-Samsung A55, i-VIVO Y18, i-OPPO A3 Pro, i-Redmi Note 14, i-A55, kanye nezinye izingcingo ze-Android.
Isibonelo, uma ufuna ukukhokha isitolimende sefoni esingu-3 million rupiah kwa-Erafone noma kwabanye abathengisi, ungasebenzisa ne-Kredivo Paylater, enikeza ukuguquguquka okwengeziwe ngohlelo lokukhokha isitolimende esingu-0%.
Thenga amathikithi endiza ku-inthanethi? Ungakwazi! I-Kredivo ibambisene ne-Garuda Indonesia, i-Batik Air, i-Citilink, i-AirAsia, kanye nezinye izindiza ezahlukahlukene. Ufuna ukuthenga ifenisha? Thenga imfashini? Ungasebenzisa i-Kredivo kukho konke.
Hhayi nje isikweletu esiku-inthanethi, ungakhokhela nezikweletu zikagesi, amanzi, kanye ne-BPJS, uthenge ama-voucher emidlalo, futhi ubhalisele nokubhalisela kwakho okuthandayo kokusakaza ama-movie, konke usebenzisa uhlelo lokusebenza lwe-Kredivo ngqo. Ungafaka isicelo semali mboleko ne-Kredivo futhi uthole imali esheshayo yokuhlangabezana nezidingo zakho ezahlukahlukene, ngemigomo yezinyanga ezi-3, 6, 9, 12, kanye ne-18.
Ngakho-ke? I-Kredivo #Seflexible, akunjalo?
Akuyona nje imayelana nokuguquguquka kwesevisi; Kunezinye izizathu ezintathu zokuthi kungani kufanele usebenzise i-Kredivo:
◉KULULA FUTHI KUSHESHA
Ufuna ukuthenga izimpahla ngesikweletu noma udinga imali mboleko esheshayo eku-inthanethi? Bhalisa nepulatifomu yesikweletu sedijithali se-Kredivo bese uboleka imali ngaphandle kokuhlupheka. Khokha ngezitolimende zanoma iyiphi into noma uthole imali mboleko ngekhadi lakho le-ID kuphela, akukho ama-payslip adingekayo.
◉UKUPHEPHA OKUQINISEKISIWE
Ungakhathazeki ngokufaka isicelo sezitolimende noma ukuboleka imali ku-inthanethi e-Kredivo. Yonke idatha yomsebenzisi ivikelwe ngokubethela. I-Kredivo nayo inelayisensi futhi iqondiswa ngqo yi-Financial Services Authority (OJK), iqinisekisa ukuthembeka kwayo!
◉INTELELA, UKUPHATHA NOKUPHATHA AKUNAMTHETHO
Ayinanzalo (0%) futhi ayikho imali yokuphatha yezinkokhelo zenyanga ezayo; khokha ngokwentengo eshiwo. Ngaphezu kwalokho, akukho nkokhelo yokuqala yazo zonke izinsizakalo ze-Kredivo.
Unesiphakamiso kithi? Sithumele i-imeyili ku-support@kredivo.com noma usishayele ku-0804-1-573348.
Ikheli lendlunkulu: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, Neighbourhood Association (RW) 7, Central Jakarta, Special Capital Region of Jakarta 10260
Ikheli Lehhovisi Lesevisi Yekhasimende: Isakhiwo sase-Kredivo, Isitezi sesi-3, Jl. Tomang Raya No. 1, Neighbourhood Association (RT) 2/RW 1, Jatipulo, Palmerah District, West Jakarta, Special Capital Region of Jakarta 11430
Kubuyekezwe ngo-
Eph 20, 2026