Lolu hlelo lokusebenza lwenzelwe ukuvumela abasebenzisi ukuthi bafunde idatha yomphakathi egcinwe emakhadini abo e-EMV athobela i-NFC, njengamakhadi esikweletu. I-EMV (i-Europay, i-Mastercard, ne-Visa) iyindinganiso yomhlaba wonke ye-interbank transactions esebenzisa ama-microchips ukugcina nokuvikela idatha. Ukuze usebenzise lolu hlelo lokusebenza, ikhadi lakho kufanele lithobelane ne-NFC (Near Field Communication), okusho ukuthi lifakwe i-microchip elivumela ukuthi lixhumane namadivayisi anikwe amandla i-NFC njengalolu hlelo lokusebenza.
Kubalulekile ukuqaphela ukuthi amanye amakhadi e-EMV amasha kungenzeka abe nolwazi oluthile, njengegama lomnikazi kanye nomlando wokwenziwe, asusiwe ukuze kuvikelwe ubumfihlo bomnikazi wekhadi. Lolu hlelo lokusebenza akulona uhlelo lokusebenza lokukhokha futhi alikukhuthazi ukuthengiselana kwezezimali. Kodwa-ke, iqukethe ukuthenga kwangaphakathi nohlelo okungasetshenziswa ukwenza iminikelo.
Ngezinjongo zokuphepha, lolu hlelo lokusebenza alufinyeleli ku-inthanethi futhi ludinga umsebenzisi ukuthi aqinisekise ukuthi ungumnikazi wekhadi lesikweletu ngaphambi kokuvumela ukufinyelela kuhlelo lokusebenza. Ngokuzenzakalela, inombolo yekhadi lesikweletu ifihliwe ukuze kuthuthukiswe ulwazi lomuntu siqu lomsebenzisi.
Lolu hlelo lokusebenza luhambisana nohlu olubanzi lwamakhadi e-EMV NFC, okuhlanganisa nalawo akhishwe yi-Visa, American Express, ne-MasterCard, kanye nenethiwekhi ye-ATM ye-LINK (UK), i-Saudi Payments Network (Saudi Arabia), i-Interac (Canada), kanye Zitholele Ikhadi. Amanye amakhadi e-EMV amaningi nawo ayasekelwa. Uma unekhadi elihlangabezana nezindinganiso zokuthobela ze-NFC futhi lingekho ohlwini olungenhla, kungenzeka ukuthi lolu hlelo lokusebenza luzokwazi ukufunda idatha yalo yomphakathi. Lolu hlelo lokusebenza iyithuluzi eliwusizo kulabo abafuna ukufinyelela futhi babuke idatha yomphakathi egcinwe emakhadini abo ebhange e-NFC-ethobela i-EMV ngaphandle kwesidingo soxhumano lwe-inthanethi.
Kubuyekezwe ngo-
Sep 5, 2024