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Mayelana nalolu hlelo lokusebenza
Ingabe ukhathele izinxushunxushu zezimali? Ingabe ufuna ekugcineni ukulawula imali yakho futhi ufinyelele imigomo yakho? Hlangana "Nesabelomali Sami" - umsizi wakho wezezimali ozokusiza ukuphatha isabelomali sakho ngendlela elula nenembile!
"Isabelomali Sami" akulona nje ithuluzi lokulandelela izindleko nemali engenayo. Kuyisixazululo esibanzi esivumela ukuhlela kahle kwezezimali, ukubambisana nabathandekayo kanye nokuphishekela imigomo yamaphupho ngokungaguquki. Kungakhathaliseki ukuthi uhlela iholidi, ulungisa ikhaya lakho, noma ufuna nje ukuba nemininingwane engcono ngezimali zakho, uhlelo lwethu lokusebenza lwenzelwe wena.
Izici ezibalulekile ezizokwenza imali yakho ibe lula:
Dala amabhajethi amaningi: Lawula kalula izindawo ezihlukene zezimali zakho. Ungakha amabhajethi ahlukene omndeni wakho, amaphrojekthi omuntu siqu, noma izindleko ezabiwe nabangane. Unquma ukuthi ufuna ukuhlela kanjani izimali zakho.
Ibhajethi Ehlanganyelwe: Ukuhlela izimali zakho nomlingani wakho, umndeni noma ohlala nabo akukaze kube lula! Mema abanye abasebenzisi kubhajethi yakho futhi ulandelele izindleko nemali engenayo ndawonye. Ukungafihli nokubambisana kuyisihluthulelo sokufinyelela imigomo efanayo yezezimali.
Ukwengeza izindleko enembile: Ukuqopha izindleko ngayinye kuthatha isikhashana nje!
Khetha isigaba: Ngezinhlobonhlobo zezigaba ezichazwe ngaphambilini (isb., ukudla, ezokuthutha, ukuzijabulisa, izikweletu), ungakwazi ukwabela izindleko zakho eqenjini elifanele.
Engeza incazelo enemininingwane: Faka incazelo yezindleko ukuze wenze kube lula ukuhlonza kahle ukuthi imali isetshenziswe ini esikhathini esizayo.
Misa usuku: Hlela usuku olunembile lwezindleko zakho, uvumele ukuhlaziywa okunembile komlando wezimali zakho.
Faka inani: Faka inani lezindleko - elula futhi eqondile.
Ukuphatha imali engenayo ngendlela ephumelelayo: Landelela yonke imithombo yakho yemali engenayo ukuze uthole isithombe esiphelele sesimo sakho sezezimali.
Khetha Isigaba: Ngokufanayo nezindleko, yabela umholo wakho esigabeni esifanele (isb. iholo, ibhonasi, iholo lokungenzi lutho).
Engeza incazelo: Chaza umthombo wakho wemali engenayo ukuze uwubone kalula futhi uwuhlaziye.
Setha idethi: Khetha idethi imali ezofakwa ngayo ku-akhawunti yakho.
Faka inani: Cacisa inani lemali engenayo etholiwe.
Gcwalisa amaphupho akho ngezinjongo zezimali: Ingabe unomgomo othile owulondolozela? Yengeze kuhlelo lokusebenza! Setha inani eliqondiwe futhi ulandelele ukuqhubeka kwakho ngesikhathi sangempela. Ukubona ngeso lengqondo intuthuko yakho kuzokugqugquzela ukuthi wonge ngokungaguquki futhi kukusondeze ekufezekiseni amaphupho akho.
"Isabelomali Sami" sithi:
Isixhumi esibonakalayo esilula futhi esinembile: Ukusebenzisa uhlelo lokusebenza kuyajabulisa futhi akudingi ulwazi lwezezimali olukhethekile.
Sula okubukwayo: Sula amashadi nezibalo zikusiza ukuthi uqonde ukuthi uchitha kuphi kakhulu nokuthi ungonga kuphi.
Ukutholakala kutholakale kalula: Hlala ulawula izimali zakho noma nini, noma kuphi ngohlelo lokusebenza lweselula.
"Isabelomali Sami" akulona nje ithuluzi lokulandelela izindleko nemali engenayo. Kuyisixazululo esibanzi esivumela ukuhlela kahle kwezezimali, ukubambisana nabathandekayo kanye nokuphishekela imigomo yamaphupho ngokungaguquki. Kungakhathaliseki ukuthi uhlela iholidi, ulungisa ikhaya lakho, noma ufuna nje ukuba nemininingwane engcono ngezimali zakho, uhlelo lwethu lokusebenza lwenzelwe wena.
Izici ezibalulekile ezizokwenza imali yakho ibe lula:
Dala amabhajethi amaningi: Lawula kalula izindawo ezihlukene zezimali zakho. Ungakha amabhajethi ahlukene omndeni wakho, amaphrojekthi omuntu siqu, noma izindleko ezabiwe nabangane. Unquma ukuthi ufuna ukuhlela kanjani izimali zakho.
Ibhajethi Ehlanganyelwe: Ukuhlela izimali zakho nomlingani wakho, umndeni noma ohlala nabo akukaze kube lula! Mema abanye abasebenzisi kubhajethi yakho futhi ulandelele izindleko nemali engenayo ndawonye. Ukungafihli nokubambisana kuyisihluthulelo sokufinyelela imigomo efanayo yezezimali.
Ukwengeza izindleko enembile: Ukuqopha izindleko ngayinye kuthatha isikhashana nje!
Khetha isigaba: Ngezinhlobonhlobo zezigaba ezichazwe ngaphambilini (isb., ukudla, ezokuthutha, ukuzijabulisa, izikweletu), ungakwazi ukwabela izindleko zakho eqenjini elifanele.
Engeza incazelo enemininingwane: Faka incazelo yezindleko ukuze wenze kube lula ukuhlonza kahle ukuthi imali isetshenziswe ini esikhathini esizayo.
Misa usuku: Hlela usuku olunembile lwezindleko zakho, uvumele ukuhlaziywa okunembile komlando wezimali zakho.
Faka inani: Faka inani lezindleko - elula futhi eqondile.
Ukuphatha imali engenayo ngendlela ephumelelayo: Landelela yonke imithombo yakho yemali engenayo ukuze uthole isithombe esiphelele sesimo sakho sezezimali.
Khetha Isigaba: Ngokufanayo nezindleko, yabela umholo wakho esigabeni esifanele (isb. iholo, ibhonasi, iholo lokungenzi lutho).
Engeza incazelo: Chaza umthombo wakho wemali engenayo ukuze uwubone kalula futhi uwuhlaziye.
Setha idethi: Khetha idethi imali ezofakwa ngayo ku-akhawunti yakho.
Faka inani: Cacisa inani lemali engenayo etholiwe.
Gcwalisa amaphupho akho ngezinjongo zezimali: Ingabe unomgomo othile owulondolozela? Yengeze kuhlelo lokusebenza! Setha inani eliqondiwe futhi ulandelele ukuqhubeka kwakho ngesikhathi sangempela. Ukubona ngeso lengqondo intuthuko yakho kuzokugqugquzela ukuthi wonge ngokungaguquki futhi kukusondeze ekufezekiseni amaphupho akho.
"Isabelomali Sami" sithi:
Isixhumi esibonakalayo esilula futhi esinembile: Ukusebenzisa uhlelo lokusebenza kuyajabulisa futhi akudingi ulwazi lwezezimali olukhethekile.
Sula okubukwayo: Sula amashadi nezibalo zikusiza ukuthi uqonde ukuthi uchitha kuphi kakhulu nokuthi ungonga kuphi.
Ukutholakala kutholakale kalula: Hlala ulawula izimali zakho noma nini, noma kuphi ngohlelo lokusebenza lweselula.
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
Ayikho idatha eyabiwe nezinkampani zangaphandle
Funda kabanzi mayelana nendlela onjiniyela abaveza ngayo ukwabelana
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Michał Gauza
michalgauza1997@gmail.com
Rynek 16/9
55-200 Oława
Poland
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