Money Flow: Spending Tracker

In-app purchases
121 reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
In-App Purchases
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About this app

Money Flow is an expense tracker and budget app that helps you understand your spending and plan what comes next. Track everyday purchases, organize your budget, and see estimated spending for the month and year with Forecasts. All from your own records, without connecting a bank account.

SEE WHAT'S AHEAD WITH FORECASTS
Turn your spending history into a clearer view of the months ahead. Your spending forecast brings together everyday expenses and expected recurring bills to show where your spending is heading. See an estimated month-end total and a likely range, so you can plan before the month is over.

Spot recurring payments such as rent, utilities, and subscriptions in your recorded history. Explore expected spending across the year and see how annual payments fit into the bigger picture. Forecasts help you look beyond today's purchases and prepare for what's coming.

FIND YOUR DAILY SPENDING GUIDE
Make everyday choices with an estimated daily amount to guide you. Money Flow brings your expected income and expenses into view, helping you plan your daily budget for groceries, gas, dining out, and the things you enjoy.

TRACK EXPENSES WITHOUT THE HASSLE
Use Money Flow as a manual expense tracker: add a purchase, choose a category, and get back to your day. Record income alongside expenses to understand your personal cash flow. Find past transactions quickly with search and filters.

Clear charts make your spending tracker easy to explore. Compare income and expenses, review category totals, and spot the habits shaping your budget. Your money tracker keeps the details you choose to record in one place, without bank logins or spreadsheets.

BUILD A BUDGET THAT FITS YOUR LIFE
Use the budget planner to set category limits for groceries, transportation, dining, and other everyday costs. Review your monthly budget as your needs change and adjust your plan along the way.

Bring your budget and expense forecasts together: see what you plan to spend alongside where your spending is heading. Keep everyday decisions connected to the bigger picture.

MAKE YOUR SAVINGS GOALS VISIBLE
Save toward an emergency fund, vacation, home project, or another personal goal. Your savings tracker shows recorded progress, keeping the things you're working toward alongside your everyday personal finance picture.

PLAN TOGETHER
Keep a shared budget with your partner or family. Share an account and use cloud sync across devices to organize household expenses in one place.

See where your money goes. Plan for what's ahead. Make Money Flow part of your everyday routine.
Expense tracker & budget app. Forecast your spending and plan ahead.
Updated on
Sep 12, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, App activity and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

120 reviews
Mihir Naik
February 14, 2026
This is the best app I used to use smart budget before but decided to test this app Then I loved it 5/5 star for such a good app
18 people found this review helpful
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Aleksey M.
February 18, 2026
Thank you so much for such a high review!
Ivan Tolkachev
June 19, 2024
Really awesome tool for handling the cash flow
13 people found this review helpful
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Aleksey M.
August 17, 2024
Thank you!
Kairos Times
January 3, 2026
5 stars. why not 6 stars?> mark the best character [youe define and cross all borders and o] dive deep and swim like fish.titanic=real,noqjs arc
9 people found this review helpful
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Aleksey M.
January 3, 2026
Thank you Kairos for your review!

What’s new

Meet Forecasts! See your expected spending for the month and year, spot upcoming recurring bills, and find out how much you can spend each day. Based on your logged history, with no bank connection needed.