Arthik: Track your Net Worth

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About this app

Arthik — Track Your Net Worth

Take control of your financial life with Arthik, a powerful net worth tracker and personal financial planning app designed for people who want clarity about their money.

Track your assets, liabilities, investments, income, and expenses in one place and see exactly where you stand financially.

Plan your journey toward Financial Independence (FIRE), monitor your financial progress, and make smarter money decisions with a clear view of your finances.

No accounts. No cloud sync. No data collection. Your financial data stays on your device.

KEY FEATURES

Net Worth Tracker

See your complete financial picture at a glance.
Track assets and liabilities and monitor how your net worth evolves over time.

FIRE Calculator & Planning

Plan your path to Financial Independence.
Calculate your:
- Lean FIRE
- Regular FIRE
- Fat FIRE
Also see your Coast FIRE number — the amount you need today to retire without further contributions.

Cash Flow Tracking:

Understand your monthly income and expenses.
Instantly see your investing surplus — how much money is available to invest after covering all expenses.

Investment Tracking:

Track your investments across multiple asset classes including:
* Domestic Equities
* International Equities
* Debt Funds / FDs / RDs
* Real Estate
* Gold
* Crypto
* Miscellaneous Assets
Monitor how your investments contribute to your long-term financial goals.

Financial Goals

Set clear financial goals with target amounts, timelines, and inflation adjustments.

Arthik calculates future values and recommended asset allocation based on goal duration.

Liability Tracking

Keep track of loans, EMIs, and other liabilities.
All liabilities are automatically factored into your net worth calculation so you always see your true financial position.

Custom Return Assumptions

Define expected returns for each asset class and let Arthik estimate portfolio growth and goal projections.

MORE HIGHLIGHTS

* Auto-save — every entry saves automatically
* Biometric lock — protect your financial data
* Light & Dark mode support
* Data export/import for backup
* Example data to explore the app instantly
* Fully offline — no internet required
* Built for Indian financial planning (INR)

Private by Design

Arthik is built with privacy at its core.
Your financial data stays on your device only.
No accounts, no servers, no tracking, and no data collection.

Take Control of Your Financial Future

Whether you're working toward financial independence, tracking investments, or simply want to understand your net worth, Arthik gives you a clear and powerful way to manage your financial life.
Start tracking your net worth and building your financial future with Arthik.

What’s new

• Link asset holdings to financial goals for automatic corpus tracking
• Set goal tenure in years + months
• Bug fixes