Spendable: AI Money Tracker

In-app purchases
4.3
539 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Tired of wondering where your money goes?
Spendable is not just another expense tracker – it’s your AI-powered financial wellness partner. We help you spend smarter, save more, and stay stress-free with your money.

--> Why Spendable is Different

- 100% Private & Secure – Your data is encrypted and stays with you.
- Secure SMS & Plaid Auto-Sync – No manual typing! Transactions update automatically.
- AI Smart Insights – Spot overspending before it happens & get saving hacks.
- Plan your Budget- Set monthly budget, get over budget analysis.
- Goal-Based Savings Pots – Set goals (travel, gadgets, children, emergency fund) & watch Spendable grow them with auto-roundups.
- Download Expense Reports– Understand your spending instantly
- Get an estimated Financial Health Score – your money’s report card
- More than tracking -Spendable predicts overspending before it happens .
- Get proactive alerts in your app: Total Spend, Overspend, High Expense Alert


--> Built for All

- Works with Plaid
- Secure SMS integration for spend tracking
- Local currency friendly-USD + 100+ currencies for global use.

--> What You Can Do with Spendable

- Create your own budget including category wise
- Track daily, weekly & monthly expenses
- Save smarter with AI nudges & auto-reminders
- Export data to Excel/PDF whenever you need
- Split your expenses with your family & friends
- Get your Financial Health Score – your money’s report card


--> Real Results

- Early Spendable users reported:
- Saved $50 to 100$ /month on unnecessary/hidden expenses
- Gained visibility into 100% of their income, budget & expenses
- Reduced financial stress within 30 days
- Experienced control on their money immediately

--> Why Choose Spendable?

- Most apps only track your expenses. Spendable actually helps you control them. Think of it as a financial coach in your pocket.
- Download Spendable today & start your journey to financial freedom.
Updated on
Dec 16, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
533 reviews
ramesh singamsetti
November 27, 2025
It doesn't track all the expenses, i have to enter manually most of the expenses.
1 person found this review helpful
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Atharva System
November 28, 2025
Hello There, we are really sorry for the inconvenience our team is working tirelessly to make it really automatic for the betterment considering suggestion from users like you. Could you please elaborate your issue to us in more depth at contact@spendable.in we are really hoping to hear from you and make a change that you expected in our Spendable!
Matt Fima
July 21, 2025
so far so good, almost perfect, but this needs account section, like, let me add accounts that I own and let me type how much money I have there and connect it to expenses and incomes
2 people found this review helpful
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Atharva System
July 23, 2025
Hello Matt, We are really happy to have you in review section and we are amazed with your suggestion. We will share the feature suggestions with our developer team and enhance the spendable with the best features for our valuable users like you.. We will update the soon with the amazing features in upcoming days. P.S hoping to get 5 stars from you!
Srikanth Shastry
April 17, 2025
The app is good but it has its own bugs. It has good features like notifications for family budget entries and budget options. The UI is simple and clean. But, we don't have an option to export or view the reports. The app needs to work on the toggle bars as the copy or the share button for the family budget isn't seen at all. Bookmarks and repeat transactions aren't available for family budget and would like to see them in the upcoming updates. Overall a decent app for a family budget.
3 people found this review helpful
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Atharva System
April 24, 2025
Hi There again, Thank you for sharing your experience your words mean a lot to the Spendable team and considering that Export or View Reports you can see in this version update enjoy and track expenses. Also guess what? The feature you mentioned is already in progress & coming soon! Stay tuned, and we’d love to see you back. With 5 Stars for US 💙

What’s new

Hello spendablerrz!
We are here with life changing update, which we damn no one imagined..
All connected Bank summary in a tap!
Now plan your income, expenses and travels keeping your balance always right in front of you
Major bugs fixed which weren't hurting but still spoiling the system
See you soon on the other side New faces!!
Don't forget to share you experience with us