Spendable: AI Money Tracker

4.9
3.62K reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
Learn more
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About this app

Tired of wondering where your money goes?
Spendable is not just another expense tracker – it’s your AI-powered financial wellness partner. We help you spend smarter, save more, and stay stress-free with your money.

--> Why Spendable is Different

- 100% Private & Secure – Your data is encrypted and stays with you.
- Secure SMS & Plaid Auto-Sync – No manual typing! Transactions update automatically.
- AI Smart Insights – Spot overspending before it happens & get saving hacks.
- Plan your Budget- Set monthly budget, get over budget analysis.
- Goal-Based Savings Pots – Set goals (travel, gadgets, children, emergency fund) & watch Spendable grow them with auto-roundups.
- Download Expense Reports– Understand your spending instantly
- Get an estimated Financial Health Score – your money’s report card
- More than tracking -Spendable predicts overspending before it happens .
- Get proactive alerts in your app: Total Spend, Overspend, High Expense Alert


--> Built for All

- Works with Plaid
- Secure SMS integration for spend tracking
- Local currency friendly-USD + 100+ currencies for global use.

--> What You Can Do with Spendable

- Create your own budget including category wise
- Track daily, weekly & monthly expenses
- Save smarter with AI nudges & auto-reminders
- Export data to Excel/PDF whenever you need
- Split your expenses with your family & friends
- Get your Financial Health Score – your money’s report card


--> Real Results

- Early Spendable users reported:
- Saved $50 to 100$ /month on unnecessary/hidden expenses
- Gained visibility into 100% of their income, budget & expenses
- Reduced financial stress within 30 days
- Experienced control on their money immediately

--> Why Choose Spendable?

- Most apps only track your expenses. Spendable actually helps you control them. Think of it as a financial coach in your pocket.
- Download Spendable today & start your journey to financial freedom.

For more offers and Info Don’t forget to visit us at - https://spendable.us/

Terms and conditions: https://spendable.us/terms-and-conditions/
Privacy Policy: https://www.spendable.us/privacy-policy/
Updated on
Jul 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.9
3.6K reviews
J Sev
July 5, 2026
Some people may not mind having to login and have their data copied somewhere on the Internet but I don't and prefer to have my finances local only. you can't progress unless you sign up so this isn't for me. Also, pretty bad when the only sign up method is untrustworthy options like Facebook...
2 people found this review helpful
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Atharva Syspro Global Private Limited
July 6, 2026
Thanks! for sharing you experience with us & glad to know that you prefer your spending tracked by manually but, we are afraid you're missing best features we provide too track every dollar you spend without any hassle. We are strict with Sign up to ensure user security & protection of financial data, we offer secure platform for gmail, appleID etc
Vijay
June 3, 2026
Getting consumer API key suspended error. App automatically signed out and cannot sign in. Worked good until yesterday.
2 people found this review helpful
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Atharva Syspro Global Private Limited
April 27, 2026
Hello There, We have been aware of this issue and our team worked really hard on this to get all resolved & due to their efforts Our services are RESTORED! We are extremely sorry for the inconvenience caused. Please try login again and contact us if you found any issue at contact@spendable.us
fahim shahriar
March 31, 2026
This is an incredibly helpful app for anyone looking to stay on top of their finances. It’s simple to use, very reliable, and makes tracking daily expenses completely hassle-free. The interface is clean, and the planning tools help me see exactly where I can save. Highly recommended for anyone wanting better control over their budget!
20 people found this review helpful
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What’s new

Hello Spendablerz!
We are here with something which really needed our teams attention
- App level improvements and Guides
- Major Bug fixes for tracking expenses smoothly

Stay tuned.. much more is on the way!