Cently

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About this app

Cently is an AI money assistant that answers questions using your real receipts, transactions, and budgets. Ask things like "What did I spend the most on last month?", "Show me my subscriptions," or "Where can I cut back?" and get clear answers with charts you can understand.

Connect your accounts with Plaid, import transactions, or scan receipts. Cently organizes the details for you, tracks your monthly budget groups, and helps you catch spending that needs attention before the month gets away from you.

With Cently, you can chat with your spending data in plain language, see charts that explain where your money is going, track spending across linked accounts and manual imports, scan receipts and save purchase details, match receipts to transactions, build monthly budget groups, and get alerts for budget limits, large purchases, and unbudgeted spending.

Cently is built for everyday money decisions. It helps you understand your habits, spot surprises earlier, and make a better plan for the month ahead.

What’s new

- Cently now remembers your past conversations, so you can pick up right where you left off instead of repeating yourself.
- Chat runs on a smarter model, giving you sharper, more accurate answers.
- New: turn on "Financial assistant" in Settings > Alerts to have Cently reach out when it spots something worth flagging, like a new subscription or an unusual charge.
- Bug fixes and performance improvements.