Moka: Invest spare change

Moka helps you save & invest for a better life by automatically investing your spare change.

Join over 500,000 people who are saving and investing with Moka, the first round-up-and-save app available in Canada.

Get started in just a few minutes and watch your money grow with every purchase you make. By rounding up your purchases and automatically investing your spare change in a fully-managed, diversified portfolio of Exchange-Traded Funds (ETFs), Moka makes saving money easy and effortless.

Moka 360 finds even more money in your daily life to help you meet your financial goals.

Save easily
Set it and forget it. Moka makes it easy to save by automatically investing your spare change. Plus, you can speed up your savings by setting up recurring weekly deposits or multiplying your roundups.

Invest automatically
Grow your savings with little to zero effort. With no minimum to open an account, your registered portfolio manager will invest your money in a diversified portfolio of affordable ETFs. We’re already looking after over $250 million for our clients.

Earn when you shop
Save money when you shop with brands like UberEats, Apple Music, Footlocker, and more with cashback Perks. Moka partners with brands you love to score exclusive deals and discounts every month.

Save and invest responsibly
Make a positive impact by selecting a Socially Responsible Investment (SRI) account, which will invest in companies that are building a better world.

Grow your investment tax-free
Tax-free Savings Accounts (TFSAs) are a smart way to invest for many Canadians. You’ll grow your investment tax free and you can withdraw the money any time you need it.

Spend less on monthly bills
Let the Moka team negotiate the best price for your services including phone, internet and cable. Our users save an average of $250 per year.

Reduce debt faster, automatically
Access a personalized repayment plan to get back in the black. Your personalized plan will also identify opportunities for you to save hundreds by paying less interest.

Ask us anything (financial), anytime
Should you pay down your mortgage or invest in an RRSP? Which debt should you pay off first? Moka’s experienced financial advisors will share recommendations that make cents for you.

Know your information is secure
To keep your information safe, Moka uses the same security infrastructure as major Canadian banks, including 256-bit encryption and secure SSL connections.

Moka is made in Canada for Canadians. We’re proud to be helping people save and invest from coast to coast to coast. Moka is available in English and French and supports all major Canadian banks.

Get support from Moka
We care about our customers. If you need help using Moka or want to update your investment portfolio, you can chat with us in the app or email

Apple named Moka a “New App We Love” and the company has also been featured in The Globe & Mail, Financial Post, CBC, BNN, Global, and many more.
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Additional information

November 15, 2021
Current Version
Requires Android
5.0 and up
Content rating
Offered By
Moka Financial Technologies
642 De Courcelle, Suite 404 Montreal, Quebec, Canada, H4C 3C5
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