Used to be very limited. I waited years and it's finally paid off! Yes, you can budget in the app now.
Great app for budgeting for a 20 year-old. I only wish that the "linked transactions" worked better. For instance, when I split a $90 Amazon order into two $45 orders, the linked transactions duplicates the order. Additionally, on the mobile app, when I tried to "reject" the linked transactions (like I would on the web client) there was only delete, so, regrettably, I deleted $300 worth of transactions. User error for sure, but I'd really appreciate a "revert" or "restore" option right about now.
Over the years, the YNAB software has bailed us out of trouble and saved us thousands of dollars ($14,000 saved toward adoption this year, actually.) I'm thrilled with the mobile app upgrade which is almost fully functional compared to the web app. In many ways the mobile app makes it easier to see, approve and categorize new transactions. For those who are confused by the UI, or anything to do with YNAB, be aware there are free how-to webinars you can sign up for on a wide range of topics, including the mobile app, and unlimited customer support. Just go to the website to sign up. I've asked them some random and specific questions and they are always, always helpful. Actually I think the webinars are critical for understanding how to use the software. Give them a try. You have nothing to lose!
YNAB is the best budgeting system. It is intentionally less automated than you may expect, but once you understand their methodology then it all makes sense. It does seem like an obscure budgeting system initially, but it's incredibly intuitive once you get the process down.
Update 3: they finally fixed the bug, so I'm of course back to a top rating. YNAB changed my life for the better, and the app recently grew substantially from something I already considered great, to something fantastic. I use it everyday. Update 2: the newest update still haven't fixed this amateur design mistake. Shows their Android Dev is incompetent, and that their quality standards are low, so I feel I have no choice but to downgrade my review once again. Update 1: As other reviewers have pointed this out by now, and they still haven't fixed it, so I have downgrade my rating. Wonderful, wonderful update!!! Only one small thing: when you press on a category it brings up a box that allows you to edit the budget amount, but when you hit the back button on your phone, it closes the app on first back button press, instead of first hiding the box on first back button press, and then leaving the app on any given back button press where there isn't an overlay present. Now I know that the on screen "cancel button" achieves this, but I am pointing out that the app is not following expected behavior (and probably official Android dev guidelines). When this is fixed, the app will be almost perfect!
- Fixed over two crashes.
- We now display the correct grouping separator for some currencies. (Hello, Norwegian friends!)
- We now ask for confirmation before letting you delete a category.
- Some usability tweaks.