YNAB

ynab.com

In-app purchases

About this app

Have you ever worried about money? You are not alone.

Download YNAB, get good at money, and never worry about money again.

Start your free one-month trial and stop feeling like you’re bad at money.

Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.

Benefits and Features

STOP ARGUING ABOUT MONEY
…and start planning your life, together

-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling

STOP DROWNING IN DEBT
…and start seeing progress with your paydown

-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources

STOP FEELING DISORGANIZED
…and start feeling totally in control

-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer

START REACHING MORE GOALS
…and stop thinking your future is limited

-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb

START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret

-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend

START FEELING SUPPORTED
…and stop feeling like you’re alone in this

-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-with-money people. (Seriously.)

The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money?

(You seem ready! And we already really like you, so please join us.)

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to Google Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Ratings and reviews

I love the program overall. The most recent update of the interface on the Android app is a downgrade in my opinion. It was quick and easy the way it was prior to the recent shift, and now it feels more labor intensive and less intuitive. I don't know if there are actually a lot more steps that require dropdown menus and searching through options compared to how it used to be or if it only feels that way. It's much more clunky. I don't like it.

it is definitely a learning curve, I feel like if there were tutorial videos to walk you through how to use the app it would be easier for alot more people. I worked in accounting so I was able to figure it out pretty quick because their setup reminded me of Quickbooks. I manually add in income & our bills & our purchases ect. I havent tried adding my bank just because I prefer to enter them myself. I do love this app it has helped me keep track of what we are spending our money on & budgeting.

This app is incredible. Its honestly a slightly bigger learning curve than other apps, simply because the concept of assigning money is a bit non-intuitive, but once you get the hang of it its amazing! This really works as advertised. It really does make you feel less guilty about spending, and Im saving a lot more money now! I will be honest I used ChatGPT for 1 month to guide me through how to use YNAB, because I didnt get it at first, but after that its been really smooth.

What’s new

Life is short, spend it well. Here’s how we’re helping you this week:

When an imported transaction matches one you’ve already entered, it now comes pre-approved, because you’ve already made every important decision.

We fixed a bug that was causing split transactions to calculate incorrectly.