YNAB

ynab.com

In-app purchases

About this app

Have you ever worried about money? You are not alone.

Download YNAB, get good with money, and never worry about money again.

Start your free one-month trial and stop feeling like you’re bad with money.

Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.

Benefits and Features

STOP ARGUING ABOUT MONEY
…and start planning your life, together

-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling

STOP DROWNING IN DEBT
…and start seeing progress with your paydown

-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources

STOP FEELING DISORGANIZED
…and start feeling totally in control

-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer

START REACHING MORE GOALS
…and stop thinking your future is limited

-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb

START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret

-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend

START FEELING SUPPORTED
…and stop feeling like you’re alone in this

-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-with-money people. (Seriously.)

The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good with money?

(You seem ready! And we already really like you, so please join us.)

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to Google Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Ratings and reviews

YNAB is the single best budget tracking app I've ever had. It has almost every single feature I've wished for when tracking other ways. the only thing it can do yet is take a percentage of the paycheck and automatically put it into a category. But I don't mind that too much as it helps me know that I've moved the money. I mean seriously, the categories and sub categories are incredible. I know I'm gushing but I do literally recommend this app to everyone. Totally worth the subscription.

I'm on the free trial and this app is kind of weird. I set a yearly budget for a few items and now it's saying I need to allocate that all in 2 months because it's at the end of the calendar month now? Not prorated at all. Very weird. I also don't understand how it's supposed to work. Do I only assign money that has been spent? Hopefully it gets better once I figure it out, but there is a definite learning curve and no real instructions.

this ap is a huge time waster! I just spent 2 hours setting it up but there are things that just arent intuitive. I was looking for something to replace the Ramsey app because its become slow and too busy showing me adds to do a good job. I decided to upgrade and couldn't be angrier for wasting so much energy to just be confused at the end. where are the basic things like money in and money out? its trying to be too fancy without having the basics covered. so dumb.

What’s new

We’ve squashed some bugs and made some improvements so that you never worry about money again.