YNAB

ynab.com

In-app purchases

About this app

Have you ever worried about money? You are not alone.

Download YNAB, get good at money, and never worry about money again.

Start your free one-month trial and stop feeling like you’re bad at money.

Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.

Benefits and Features

STOP ARGUING ABOUT MONEY
…and start planning your life, together

-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling

STOP DROWNING IN DEBT
…and start seeing progress with your paydown

-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources

STOP FEELING DISORGANIZED
…and start feeling totally in control

-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer

START REACHING MORE GOALS
…and stop thinking your future is limited

-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb

START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret

-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend

START FEELING SUPPORTED
…and stop feeling like you’re alone in this

-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-with-money people. (Seriously.)

The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money?

(You seem ready! And we already really like you, so please join us.)

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to Google Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Ratings and reviews

I came back to try this for the third time after almost two years. I keep getting told it's the best budgeting app so it feels like it has to be a me problem. It still can't work correctly with PayPal. It can't add credit cards that are closed even if they still have debt in them (so much for tracking debt I guess.) Still claims your password is wrong when connecting banks if it takes too long despite copying and pasting. Guess il be back in another two years for nothing to change.

I have been using this for years and love the clarity it gives to my financial life. It has helped me simplify my accounts, be confident with credit card spending, and build savings, both for the expected unknowns (maintenance for car, home, etc.) and goals I'm working towards. It involves a steeper learning curve and more day-to-day maintenance than similar options, but the increased intentionality it brings to my spending and savings has been so worth it!

while I like YNAB and feel like it is a good investment, I am not a fan of the latest update. Font is smaller, now I have to use my reading glasses to see the app, didn't have to before. there's way too much info, it feels cluttered. I don't like how you cannot easily see the details on a saved transaction when you go to edit. you have to click "see more" to see details. this adds no benefit to the app. the one thing I like is the option to easily see uncleared transactions.

What’s new

Life is short, spend it well. Here's how we're helping you this week:
—Now, when you share the app with a friend and they sign up using your referral link, they'll get a 6-week free trial instead of 34 days.