YNAB — Budget, Personal Finance

Gain total control of your money with YNAB. Break the paycheck to paycheck cycle, get out of debt, and build wealth. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 34 days.

KEY FEATURES:
Bank Syncing
Easily connect all your accounts in one place for a big-picture view.
Real-Time Updates
View changes to your budget in real time across devices, making it simple to share finances with a partner.
Debt Paydown Tool
Create an easy-to-visualize plan to help you get out of debt for good.
Spending and Savings Targets
Track the progress on your financial priorities and reach your goals more quickly.
Detailed Reporting
Visualize your spending trends with easily customizable reports.
Data Privacy
Trust that your financial information will never be sold or shared. Your data belongs to you.
Personalized Support
Ask our award-winning support team your budgeting questions anytime via email or live chat.

Customer Testimonials
“YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn
“I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber
“3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming
“I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives
“I’ve been using YNAB for over 2 years, and in 23 days my fiancé and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny

You’ve Never Budgeted Like This Before…
Tired of trying and failing to manage your expenses? Suffering from budget burnout? We get it. But YNAB is different—because it actually works. Our powerful combination of a proven method plus our easy-to-use app will change the way you think—and do—money for the better. You’ll finally stop stressing about finances, pay off debt, build wealth, and start living life on your terms.

A Proven Method—YNAB’s Four Rules
Rule One: Give Every Dollar A Job You’re the boss. The drill Sergeant. The maestro. When you earn money, you prioritize how you’ll use it, and then simply follow your plan.
Rule Two: Embrace Your True Expenses Make your money boring. Did the car break down? No big deal. Are the holidays coming? You’ve got a Santa-sized pile of money stashed away. No credit card required. Imagine never (ever) dreading the arrival of a big bill.
Rule Three: Roll With The PunchesWhen you overspend in a budget category, just adjust. No guilt necessary. Plans change? Change your budget. Remember, you’re the boss!
Rule Four: Age Your MoneyAs you repeat the first three rules, you’ll start to feel the money stress fade away. You’ll have money for next month’s bills and will finally break the paycheck to paycheck cycle for good.


Free for 34 Days, then Monthly or Annual Subscriptions Available.

Subscription Details
• YNAB is a one-year auto-renewable subscription, billed monthly or annually.
• Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
• Account will be charged for renewal within 24-hours prior to the end of the current period.
• Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase.

Terms of Use
https://www.youneedabudget.com/terms/?isolated
Privacy Policy
https://www.youneedabudget.com/privacy-policy/?isolated
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What's New

Two wins for legibility: we made slight adjustments to the contrast of some colors, and we bid farewell to italicized text within the app (bon voyage!). We also updated the copy of the split transaction modal to improve clarity, app banners and prompts now have an updated styling, and we fixed an occasional crash that occurred when trying to delete a category or category group.
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Additional Information

Updated
August 3, 2021
Size
91M
Installs
1,000,000+
Current Version
7.1.2
Requires Android
7.0 and up
Content Rating
Everyone
Permissions
Offered By
YouNeedABudget.com
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