Iceberg

Iceberg Flows

In-app purchases

About this app

Iceberg is not a budget app. It doesn't track spending or categorize transactions. It shows you financial collisions before they happen.
The month where your insurance premium, annual subscription, and a quarterly bill all land at once — right when your paycheck arrives three days too late. Most people find out about that month when they're already in it. Iceberg shows you months in advance.
Your emergency fund is untouchable. Set your safety floor once. Iceberg never breaches it.
The avalanche runs itself. Iceberg finds the largest extra debt payment you can safely make. When a rough month is coming, it pulls back automatically. It won't let you win July and lose October.
HOW IT WORKS
→ Enter your income, bills, and debts once
→ Set your safety floor
→ Add known future expenses (insurance, tires, vacation)
→ See your projection day-by-day
→ Get warned before collisions hit
AVALANCHE OR SNOWBALL — Switch anytime. Projection updates instantly.
HOUSEHOLD SHARING — Two people, one forecast. Invite your partner with a code.
NO BANK LINKING. NO TRACKING. NO HOMEWORK. Your data stays yours.

What’s new

Validated for Production Release.