Settl: Split. Track. Settle.

Appflock

About this app

Settl is the split-expense app built for how India pays.

Most apps stop at tracking. Settl goes further with UPI-ready settlement flows, AI-powered expense creation, and a minimal design that makes shared money stress-free.

Whether it is roommates, trips, couples, events, or daily friend spends, Settl helps you split clearly, settle faster, and avoid awkward follow-ups.

Why Settl feels different:

• UPI-first experience
Settle dues with a UPI-ready payment flow designed for real-world usage in India.

• Settl AI built into the workflow
Create expenses faster from natural language and reduce manual entry.

• Minimal, calm design
No clutter, no confusion. Just what matters: who paid, who owes, and what is pending.

• Transparent balances
Track real-time balances across friends and groups with clear, reliable calculations.

• Smoother group coordination
Invite members with links, add expenses quickly, and keep everyone aligned.

• Trustworthy records
Keep a clean history of expenses, settlements, and reminders.

With Settl, you can:

• Create groups for home, travel, events, and more
• Add and split expenses fairly
• Track who owes and who should receive
• Send mail reminders to settle pending amounts
• Share invite links instantly
• Keep organized transaction history

Settl Pro unlocks advanced capabilities:

• Deep spending insights
• Enhanced Settl AI experience
• Full transaction history access
• Unlimited reminder nudges
• Priority support and early access features

Split smarter. Settle faster. Stay friends with Settl.