Settl: Split Bills & Expenses

Appflock

In-app purchases

About this app

Most split apps make shared money feel complicated.
Settl is built to make it feel effortless.

Settl combines three things most apps don't get right together:
1. Multi-currency settlement, built for how you actually pay
2. Settl AI for faster expense creation
3. Clean, minimal design that stays out of your way

Whether it's roommates, trips, couples, events, or everyday friend spends, Settl helps you split clearly and settle quickly without awkward reminders — now in USD, EUR, INR, GBP, and AED.

Why Settl feels different:

Multi-currency by design
Split and settle in USD, EUR, INR, GBP, or AED. Mix currencies across trips and groups without the math headache.

Settl AI built into the workflow
Create expenses and groups faster from natural language. Less typing, fewer mistakes, quicker tracking.

Minimal, calm interface
No clutter, no heavy screens, no confusion. Just the information you need: who paid, who owes, and what's next.

Real-time balance clarity
Always know your net position across friends and groups with transparent calculations, in the currency that makes sense for you.

Faster group coordination
Invite with links, add members easily, and keep everyone aligned in one place.

Reliable history and accountability
Track expenses, settlements, and reminders with confidence.

What you can do with Settl:
- Create groups for home, travel, parties, and more
- Add and split expenses fairly, in any supported currency
- Track who owes and who should receive
- Send nudges to settle pending amounts
- Share invite links instantly
- Keep a clean record of shared spending

Settl Pro unlocks advanced power features:
- Deep spending insights
- Enhanced Settl AI experience
- Full transaction history access
- Unlimited reminder nudges
- Priority support and early access

If you want a split app that is multi-currency, AI-assisted, and beautifully minimal, Settl is built for you.

Split smarter. Settle faster. Stay friends.

Privacy Policy: https://www.termsfeed.com/live/6641d201-e224-4c27-8f61-1639c0373af9

What’s new

Settl is now global! We are excited to launch full multi-currency support alongside general bug fixes and performance improvements. You can now split and settle expenses in USD, EUR, INR, GBP, and AED.