5K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image

About this app

With VKB-Pay, we enable our customers to easily send money to a mobile phone number (ZOIN), as well as manage customer cards clearly on their smartphones and quickly use their digital debit cards with Google Pay.

Requirements for using VKB-Pay:
• Possession of a physical debit card
• Smartphone with Android operating system version 12 or higher
• VKB CONNECT access with pushTAN signature method

ZOIN
With ZOIN in the VKB-Pay app, you can easily:
• Send money
• Receive money
• Request money from contacts
• Send and receive messages
The contacts in your address book are sufficient for a transaction. (Provided the contact is registered for ZOIN)
Further information can be found on our website www.vkb.at/zoin

Customer Cards
You can also add customer cards to your VKB-Pay app.

Zoin The cashier will then scan the barcode of the customer card displayed in the app, and you will continue to enjoy all the benefits just like with your physical customer card.

Digital Debit Card
To use a digital debit card, you will need:
• NFC (contactless)-enabled smartphone with Android version 12 or higher
• VKB-CONNECT cardholder with activated pushTAN
• Download the VKB-Pay app from the Google Play Store
• Possession of an activated debit card

If you have any questions, your VKB customer service representative will be happy to help.
Updated on
Sep 17, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
Data can’t be deleted

What’s new

- Behebung von Fehlern und Verbesserung der Stabilität
- Unterstützung der Anforderung von Google für 16-KB-Page-Size-Kompatibilität

App support

About the developer
Volkskreditbank AG
connect.feedback@vkb-bank.at
Rudigierstraße 5-7 4020 Linz Austria
+43 664 60864351