Up — Easy Money

4.0
22.8K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Simplify Money, Amplify Life.

Up is designed to make money easy for everyone. Open an account in minutes and join over 1,000,000 Australians experiencing the financial control of Up.

* Put your budget on cruise control. Say goodbye to nasty surprises, know where every buck goes and how much you can spend.

* Map out Savers for the things you want and need. Up has the tools to make filling them up a breeze. The only winner in this game is you.

* Money with mates just got easy. Slice bills and request cash from your mates (we'll handle the reminders). Send money with a chat and a gif. Ready to go multiplayer? Fight finances in co-op mode with 2Up.

* We've got your back no matter where you're at. Up is your best companion for overseas travel, equipped with tools that allow you to speak the language of money no matter where you are in the world.

* Get fast support from real humans, 18 hours a day, 7 days a week. Message our locally-based crew in-app via the Talk to Us tab.

Get set up in minutes and experience firsthand why life's better on The Upside.

T&Cs @ up.com.au/terms. International money transfers performed by Wise. Up is a brand of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178, AFSL and Australian Credit Licence 237879. Any advice provided is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Registered address: The Bendigo Centre, Bath Lane, Bendigo, Vic, 3550.
Updated on
Jan 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
22.4K reviews
Melinda-Anne Watt
November 25, 2025
Such a good system. User friendly. And much better than my previous bank. They make me feel like I'm worth something. I'm not just another number! Edit: I have unfortunately, been subjected to fraudulent payments online, I have learned my lesson. As soon as I realised Up customer service through the app were quick to resolve it and gave tips about spotting a fake item in the future! I'm so impressed 😁.
7 people found this review helpful
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Joanne Ferguson
May 26, 2025
I am so glad I opened an account with Up, it's the best banking I've ever done! The app is easy to use, & I love the savings feature. It makes saving each week like a game! I love it. At last, banking with a bank that you can trust to look out for your money, & have your best interest at the heart of their business! Who would've thought, from a bank? Thanks, Up, for your much needed approach to banking, which the 'big four' have lost, humanity!
40 people found this review helpful
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Cameron
December 6, 2025
Best modern bank in Australia, literally have no complaints about anything, I have been using it almost since it launched and there's still no other banks that compare. The perfect bank for us girlies who don't like going into a branch, don't want to have to call someone to ask for help, and just want things to be easy to use and make sense. Up is ethical as well so I know my money didn't being invested in anything bad. Every time I need help it's easy and customer support are lovely. No notes!
11 people found this review helpful
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What’s new

+ You can now add custom icons to your Tags. Choose from 130+ new Tag icons hand-drawn by our in-house art department. Organise your money responsibly. Decorate it irresponsibly.

+ Missed the undo button after making a transfer? Tap into the transfer receipt from your Activity feed and you’ll now see an “Undo this transfer” button for 5 minutes after making a transfer. Crisis averted.