Up — Easy Money

Up Money

About this app

Welcome to Easy Money. Your path to feeling good about money.

* Up is banking bliss and 100% mobile. It's super easy to try - open an account in minutes and join over 800,000 Australians experiencing the financial control of Up. Upgrade your banking now.

* Put your budget on cruise control. Say goodbye to nasty surprises, know where every buck goes and how much you can spend.

* Map out Savers for the things you want and need. Up brings the tools to make filling them up a breeze. The only winner of this game is you.

* Money with mates just got easy. Slice bills and request cash from your mates (we'll handle the reminders). Send money with a chat and a gif. Ready to go multiplayer? Fight finances in co-op mode with 2Up.

* Get locally-based support, 7 days a week using Talk to Us in-app. Super quick, super helpful. Not your standard call centre.

It's time to dip your toes in the water. Create an Up account in minutes. If you don't like it, no sweat. Close in-app with a chat.

T&Cs @ up.com.au/terms. International money transfers performed by Wise. Up is a brand of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178, AFSL and Australian Credit Licence 237879. Any advice provided is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Registered address: The Bendigo Centre, Bath Lane, Bendigo, Vic, 3550.

Ratings and reviews

It's new, it's exciting, it offers great incentives, sooooo glad it was recommended to me...so I would definitely pass this fantastic banking app forward.... EDIT.... The best thing I every did was change over to UPBank, they are absolutely fantastic! Nothing is ever too much trouble for them and are always happy to help sort out any issues I may be having... They never make you feel like you're an inconvenience.

The move to a subscription model for core banking features is disappointing. Charging customers to test those features for you is even more distasteful. I can only imagine finances must be looking rough for Up to make this move. Was not thinking I'd be switching away banks any time soon, but the reasons which existed to use Up (comparatively high interest rates ❌, unmatched feature set❓, no fees❓) are now being challenged by this pivot in strategy. Soon, all that will remain is a good theme.

Absolutely amazing app that combines multiple different sub-par apps for me (expense & subscription tracking). I've literally only been using it one day and I moved almost everything over already. Personally I have no issues with them adding a subscription service, because the base experience is just so good. But I'm someone who believes in paying for better products, even if you can get those services free elsewhere. The only thing missing is security key & OTP 2FA. Pls do away with SMS! 😭

What's new

+ Cut back on your transfers. You can now pay a mate back or send a payment directly from your Savers. Your Activity feed has never looked neater.

+ 2Up: Your Maybuy Wishlist is now a team effort — save items you’re both eyeing off and let your Player 2 in on the action before the transaction.

+ Choose from 3 new carefully curated Hi—Fi Sounds during your next Hi—Fi check-in and get in the zone to calmly contemplate your standing with money.