BlueBudget

BlueBudget

About this app

BlueBudget - All your finances under control.

Finally an app that shows you where your money really goes.

BlueBudget securely connects your Swiss bank accounts via the official open banking standard and gives you everything you need for a complete overview of your finances: expenses, income, savings, and of course fair bill splitting with friends.

Your finances at a glance

BlueBudget shows you at a glance how your expenses and income have developed over the last 3 months, and how much you have saved over the last 6 months. No more guesswork, just clear numbers.

Understand where your money goes

All transactions are automatically categorized using our two-level budget model. You can see at a glance where your money lands: housing, leisure, health, or groceries.

You can adjust categories at any time, for a single transaction or for all transactions from the same merchant at once. Want "0790123456" to finally show up as "Guido"? No problem, transactions can be renamed easily.

Spot trends and developments

Clear money flow diagrams (also known as Sankey diagrams) show your money flows at a glance, broken down by category level. In the detail view of each category you'll find the 5 biggest expenses and all related transactions.

All accounts always up to date

Connect multiple banks at the same time and see your balance aggregated across all accounts, everything in one overview. Over 50 Swiss banks supported.

Your bank not yet available? Manual data import for all banks is coming soon.

Split every expense fairly

Who paid what? Who still owes whom? With BlueBudget, the number juggling is over.

Select a real bank transaction and share it directly with your group, no more typing things in manually. Multiple groups at the same time for trips, flatshares, or friend groups? No problem.
* One person pays, BlueBudget does the math.
* Simplified payments with as few transfers as possible.
* Over 50 currencies with daily updated exchange rates, ideal for travel.
* Invite friends by link or QR code, even if they don't have the app yet.
* You can see directly on each transaction whether you're getting money back or still owe something.

Find out if it's worth it

The time calculator shows you how many working hours an expense costs you. Time is money, and we show you both.

Security comes first

* The bank connection runs via the official open banking standard of Swiss banks (bLink).
* You decide at any time which accounts you share.
* BlueBudget has no access to your e-banking.
* Your account is protected by email and phone number verification.
* State-of-the-art encryption technologies protect your data.

Made in Switzerland

With a focus on data protection, ease of use, and real everyday problems. We develop BlueBudget together with our community. Want to help shape it? Get in touch.

Get started now, connect your bank account, and finally get your finances truly under control.

What’s new

Beep-beep!
BlueBudget now taps you on the shoulder when it matters: new expenses, unusually high spending, payday, a savings milestone reached. You decide how much you want to hear, three packages to choose from, adjustable anytime.
Also: dipping into your savings? You can now log that too.