Sarwa: Invest, Trade & Save

820 reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Sarwa is an all-in-one investment and personal finance app. Whether you prefer a hands-off investment, real-time trading of stocks and ETFs, or you want to save and grow your cash by 3%, Sarwa is your one-stop shop. With Sarwa Invest, Trade, and Save, all your investments are covered.

Investing has never been easier. With Sarwa, you can sign up in a few minutes and transfer with zero cost from a local U.A.E AED account. There are no lock-ins and no entry or exit fees.

Looking for a hands-off investment to make your money work? With Sarwa Invest, we build you a globally diversified portfolio of Exchange-Traded Funds across assets, that reflect your risk profile and values. Once your account is funded, we take care of the rest from dividend reinvesting to portfolio rebalancing.

With Sarwa Trade you can easily invest in companies you believe in. Sarwa Trade delivers self-directed trading of thousands of U.S. stocks and ETFs.

You can also put your cash to work, with Sarwa Save. Earn 3% interest on your cash (variable based on the Federal Funds Rate), a rate that takes on most rates. All with no lock-in period and no management fees.

HUMAN SUPPORT: We use smart technology to make the process fast and efficient. We also understand the need to talk to a real human. Our great support team is available to answer your questions. For accounts above $50K, you can schedule a meeting and talk to your advisors when you need them.

SERIOUS ABOUT YOUR SECURITY: We adhere to high industry standards of security and compliance and have strict internal policies. Sarwa is regulated by top-tier regulators (FSRA in the ADGM) and is backed by renowned regional and international investors and government funds.

FEATURED: 'A good financial advisor can literally be the difference between make or break. In the UAE, plenty of investors trust [Sarwa] with their money' – CNN.

BIG ON EDUCATION: Learn and stay informed with our articles, videos, and workshops with Q&A sessions. We also feature community heroes that have had unconventional paths to success to inspire your own with My Sarwa Story.

You can reach us at

Sarwa Digital Wealth (Capital) Limited is regulated by Financial Services Regulatory Authority (FSRA) in the ADGM with a registered address of 16-115, WeWork Hub 71, Al Khatem Tower, ADGM Square, Al Maryah Island, Abu Dhabi, United Arab Emirates. Sarwa Classic, Sarwa X, Sarwa Crypto, Sarwa Trade, and Sarwa Save are products offered through Sarwa Digital Wealth (Capital) Limited that is regulated by the FSRA. Sarwa is not a bank. We unlock high-yield accounts through our banking partners. Past performance is no guarantee of future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. All investing involves risk, including the possible loss of money you invest. Please visit our Disclaimer Notice page for further information.
Updated on
Mar 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 5 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

802 reviews
Saeed Nehlawi
February 8, 2024
The latest update brought an unnecessary and annoying security check which prevents the app from running if it detects that Android developer options are enabled! Assuming that enabling develope options is a security risk, the decision whether to accept this risk or not when using financial apps like Sarwa while developer options are enabled is the sole responsibility of the customer, and Sarwa doesn’t have the right to force the customer to disable developer options in order to run their app!
3 people found this review helpful
Did you find this helpful?
Sarwa Digital Wealth
February 9, 2024
Hello Saeed, we understand your frustration and we apologize for the inconvenience. Our team is consistently listening to our clients and working on providing you with the best experience possible. Therefore you now have the ability to use Sarwa while developer mode is enabled.
Syed Zakir Hussain
March 15, 2024
It's a really good platform for investment and trade. I love the SARWA Invest option where, based on your risk level, experts handle all your investments. I am really enjoying it. The customer service is good, but it still can do better.
4 people found this review helpful
Did you find this helpful?
Urban Tribal
March 1, 2024
I am giving the app 2 stars only due to the recently introduced per transaction fees of $1. which is high, considering your USP that you advertised in the very beginning of your company, that one mat transact with as low as $1. for starters, who just want to try their hands on your app, with smaller amounts of investment, this fees is quite high.
9 people found this review helpful
Did you find this helpful?

What's new

Welcome to the Sarwa app where you can choose hands-off investing of your money or do-it-yourself trade of over 5,000 stocks and ETFs.

This update includes some fixes and improvements under the hood to improve your overall Sarwa experience.