3.1
1.15K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
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About this app

The GT eToken is a mobile application for generating One Time Passwords (OTPs) used in authenticating electronic transactions.

A one-time password (OTP) is a secure and automatically generated string of characters that authenticates the user for login and/or electronic transaction completion.

Electronic transactions include (but may not be limited to) web, internet banking and mobile banking transactions, where you are required to enter a 6-digit token-generated code.

A one-time password (OTP) generated from your GT eToken App can be used as an alternative to or alongside the GTBank hardware token device.

Activating Your GT eToken app:
To activate your GT eToken app, select your customer type and choose your preferred activation method, which can be the use of your Bank card, Hardware Token or by calling contact center to get an authorization code.

Your data ID will be verified to complete the activation.

Using Your GT eToken app:
Once your app is activated, you can create a unique 6-digit Pascode that will be used for subsequent log in to the application and enjoy 24/7 banking.

You can find more information about GT eToken on www.gtbank.com or contact GTCONNECT contact center on 080 2900 2900 or 080 3900 3900.

Note: To avoid your OTP being used by anyone, you absolutely DO NOT DISCLOSE OTP code for anyone
Updated on
Apr 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.0
1.13K reviews
Ol Og
March 7, 2026
Using GTB as your primary business account is a very BAD idea, just because of this etoken app. It seems like every 5 months or so, this etoken app stops working. You have to physically go to the bank to get the authorization code, which can delay by as much as 2 to 4 days. Now imagine the embarrassment & pain when this happened on Saturday when you travelled abroad & you can't make urgent business payments. I will be switching my business account to a more stable bank as a result.
6 people found this review helpful
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Oniovo Lee
February 11, 2026
The GT eToken app doesn't work, don't be deceived. Whatever you wish to do, kindly visit a physical branch of a GTBank to get it done or just forget about it. The branches too no longer issue a hardware token if you are thinking of getting one. Unless you make a physical visit, nothing will change for you. This app deserves less than a one star, it serves no purpose
14 people found this review helpful
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Samuel Ajayi
October 23, 2025
I exceeded the onboarding limit in the old app, and I quickly downloaded this latest update, hoping to see an improved onboarding process. Sad to say that the updated app carried over the same error message of "onboarding limit exceeded" Since the developer and customer service can't reset this error message without undue stress, I have given up on the app. I can't improve my rating as I have no chance to assess the app.
60 people found this review helpful
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Guaranty Trust Bank
August 9, 2023
Hi, We would like to chat with you with regards to your experience with us. Can you send a mail to us at mobiledev@gtbank.com so that we can reach out?

What’s new

What’s New
• Important update: Added a notification informing users of the upcoming app decommissioning
• Countdown timer introduced to keep you informed of the remaining time
• Minor performance and stability improvements