Gh loans-easy online loan

22.6K reviews
Content rating
Mature 17+
1M+
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Content rating
Mature 17+
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About this app

🚩INTRODUCTION
Gh loans is your trusted companion for instant loans in Ghana. With our easy-to-use app, you can apply for loans swiftly and securely. Whether you need funds for emergencies or aspirations, Gh loans has got you covered. Our streamlined process ensures quick approvals, allowing you to access cash when you need it most. Experience hassle-free borrowing with Gh loans – your reliable financial partner in Ghana. Apply now and unlock the possibilities!


❓WHO CAN APPLY
1. Age above 18 years
2. Citizens of Ghana
3. With a regular source of income

📁PRODUCT FEATURES
Loan Amount: minimum 1000 GHS to maximum 5000 GHS
Loan Term: 92 days to 180 days
Minimum Annual interest Rate(APR): 12%
Maximum Annual interest Rate(APR): 26%

⌨FOR EXAMPLE
①If you apply for a loan of GHS 1,000, the term is 92 days and the annual interest rate is 12%.

Daily interest rate = 12% / 365 = 0.033%,
Interest for 92 days = GHS 1,000 * 0.033% * 92 = GHS 30.36,
Origination fee = GHS 1,000 * 0.05 = GHS 50
Total repayment = GHS 1,000 + GHS 30.36 + GHS 50 = GHS 1080.36

②If you apply for a loan of GHS 5,000, the term is 180 days and the annual interest rate is 26%.

Daily interest rate = 26% / 365 = 0.071%,
Interest for 180 days = GHS 5,000 * 0.071% * 180 = GHS 639,
Origination fee = GHS 5,000 * 0.05 = GHS 250
Total repayment = GHS 5,000 + GHS 639 + GHS 250 = GHS 5889


✉CONTACT US
Number:+233 0538437960
Customer Service Email: Ghloansghanaservice@outlook.com
Address: Unnamed Road, Kumasi, Ghana
Choose the loan that's right for you
Updated on
Sep 1, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Messages and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

22.1K reviews
Favour Adebayo
September 2, 2026
I will never in my life recommend this app to anyone, if you need a hard time breathing with additional debt then you can proceed. this is for those who are trying to be on this platform. how can someone be in an emergency and apply for a loan and give the person a high interest rate to pay within 7 days, you'll apply and the money you applied for won't be the exact amount that will be given to you, and the interest rate is very very high, they are mad and idiot to have this app delete the app
4 people found this review helpful
Bernard Seyram
September 15, 2026
your loan would be automatically rejected after applying. I don't recommend them. I would even have left this review with a 0 star if not for Google saving them with 1 star.
2 people found this review helpful
YOB TECH
September 21, 2026
We are deeply sorry for the inconvenience caused to you. You can contact customer service to find out the reason.
Emmanuel Boateng
August 29, 2026
is true they are good as they say very low rate interest i really like how they work just downloaded the app and followed all the instraction and with less than 15mits i had my money
4 people found this review helpful