ZERTH is the all-in-one financial and business management platform built for
entrepreneurs, merchants, staff, and individuals who want to do more with less.
Whether you're running a supermarket, managing a team, invoicing clients, or
simply sending money to family — ZERTH puts everything at your fingertips.
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💼 FOR MERCHANTS & BUSINESSES
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Run your entire business from your phone:
🏪 Business Management
• Create and manage multiple businesses and branches
• Set operating hours, announcements, and branch details
• Assign staff roles and permissions per branch
💰 Point of Sale (POS)
• Accept payments instantly at any branch
• Track every sale in real time
• Support for multiple products and categories
📦 Inventory Management
• Manage products across all branches
• Track stock movements and low-stock alerts
• Manage suppliers, purchase orders, and warehouses
🧾 Invoices & Estimates
• Create professional invoices and send to clients
• Track paid, unpaid, and overdue invoices
• Convert estimates to invoices in one tap
• Download PDF invoices and send payment reminders
👥 Customer Management
• Build and manage your customer base
• Group customers, view transaction history
• Customer statements and aging reports
🧑💼 Staff & HR Management
• Add staff, assign roles and permissions
• Post job vacancies and receive applications
• Manage departments, employees, and holidays
• Track staff attendance and schedules
📋 Projects & Tasks
• Create projects and assign team members
• Track milestones, files, and discussions
• Manage tasks with priorities and deadlines
• Collaborate with staff and customers in one place
📊 Reports & Analytics
• Sales reports by product, branch, and period
• Financial reports: income, expenses, P&L
• Staff, customer, and inventory reports
• Project completion and performance tracking
💬 Messaging
• Built-in business messaging with customers and staff
• Group conversations for projects and tasks
• Message templates and analytics
🤖 Business AI
• Ask your business AI anything about your operations
• Get insights, summaries, and smart recommendations
🏠 Property Management
• Manage properties, units, and tenants
• Handle bills, maintenance, and lease renewals
• Gate passes, inspections, and announcements
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👤 FOR INDIVIDUALS (USERS)
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• Send & receive money instantly
• Pay bills, airtime & data top-up
• Virtual cards for online payments
• Money exchange across currencies
• Request money and payment links
• Discover businesses and shop online
• Track your invoices and bookings
• Staff workspace — work within businesses you belong to
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🏦 FOR AGENTS
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• Process cash-in and cash-out transactions
• Earn commissions on every transaction
• Send money, pay bills, and top up airtime
• Track all transactions and profit logs
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🔐 SECURITY & TRUST
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• Two-Factor Authentication (2FA)
• Biometric login (fingerprint & face ID)
• Encrypted token storage
• Session management and auto-lock
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🌍 MORE FEATURES
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• Multi-currency wallet support
• Service bookings and packages
• Job board — discover and apply for vacancies
• Push notifications for every important event
• Dark/light theme support
• Multi-language support
Download ZERTH today and experience the future of business and finance —
all in one app.
Send money, run your business & manage everything in one powerful app.