Peday Money

Peday Fintech Private Limited

About this app

Peday Money — Personal Loan App

Peday Money is your trusted companion for fast, easy, and
hassle-free personal loans. Funds for emergencies, personal
expenses, or urgent needs — fully digital process with
flexible repayment options.

Key Features
✅ Quick Approval Process – Simple digital application
✅ Flexible Loan Amounts – ₹10,000 to ₹1,00,000
✅ Quick Disbursement – Direct bank transfer
✅ Easy Repayment – EMI via UPI, eNACH & payment gateways
✅ Secure & Private – Industry-standard encryption
✅ Transparent Fees – No hidden charges
✅ Fully Digital – No paperwork, no branch visits

Eligibility
- Indian Nationality
- Age 21 years and above
- CIBIL Score 650 and above

Loan Details
- Loan Amount: ₹10,000 – ₹1,00,000
- Interest: Starting from 5% per month
- Processing Fee: 4.5%–10% of loan amount
- GST: Applicable on processing fee
- Minimum Repayment Period: 90 days (3 months)
- Maximum Repayment Period: 180 days (6 months)
- Bounced Cheque Charge: ₹650 per bounce
- APR Range: 71.8% – 250%

Representative Example
- Loan: ₹10,000 | Tenure: 6 months
- Processing Fee: ₹450 + GST ₹81
- Disbursed Amount: ₹9,469
- EMI: ₹2,166.66/month
- Total Repayment: ₹13,000
- Total Cost: ₹3,531 | APR: 71.8%

Repayment Options
- UPI (Google Pay, PhonePe, Paytm, Amazon Pay)
- Auto Debit via eNACH / eMandate
- Payment Gateways (Razorpay, Cashfree, Juspay)

NBFC Partner
Salora Capital Limited (RBI Registered NBFC)
RBI Registration No: N-13.01855
https://saloracapital.com

Contact Us
Grievance Officer: Shiv Khanna
📧 [e-mail]
📞 Toll Free: 18002706050
🔒 Privacy Policy: https://peday.money/privacy-policy.html

What’s new

added new functionality and updated the API