Cheq - UPI, Wallet, Rewards

1.21K reviews
Content rating
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About this app

Your money is safely parked in an RBI approved bank account hosted with Transcorp International Limted.

Cheq-Transcorp provides digital UPI wallets for Indians and foreign nationals visiting India! Cheq wallet is the perfect solution for all your personal budgeting and expense management needs.

Why get a Cheq Wallet?
✓ Get up to 5% cashback on your spends ⚖️
✓ Zero Fees & Charges🤘🏽
✓ Blazing fast payments 🤘🏽
✓ 24/7 Friendly customer support ☎️

Keep your monthly spends in control with Cheq
1) Create a dedicated Cheq wallet to manage your everyday expenses
2) Top-up funds anytime anywhere to spend via UPI
3) Make bill payments & recharges on time with our bill alert feature

Enjoy blazing fast & simple UPI payments
1) Enjoy UPI Scan & Pay facility to make payments on every QR code across India
2) Make online payments at over 1 lakh merchants using your Cheq UPI handle
3) Transfer money to your friends/family instantly & conveniently
4) Send/receive money easily in/from your bank account.

Keep your savings account details safe
1) Using Cheq wallet, keeps your savings account and debit card details safe from hackers and fraudsters
2) We store your data safely and securely according to existing RBI regulations

Get rewards for paying your bills & recharging mobile phone
1) Enjoy hassle-free travel with Cheq app's quick FASTag recharge feature 🚘
2) Earn 2% cashback on JIO, Airtel, VI, and BSNL recharges. 📱
3) Stand a chance to win up to Rs. 500 on Tata Play, Airtel DTH, Videocon D2H, Dish TV, and Sun direct recharges, as well as electricity, water, gas, postpaid, and broadband bill payments. 📺⚡️
4) Book your LPG cylinder with ease and take advantage of exclusive offers and discounts 🤩

Real cashback offers live with Cheq wallet right now:
1) 2% cashback on making payments at Swiggy. 1% on Zomato. 😋
2) 0.5% cashback on online grocery spends [Big Basket, Dunzo, Zepto] 😋
3) 1% cashback on Uber & Ola 🚕
4) 2% cashback on Airtel and JIO mobile recharges 📱
5) Lucky prizes and exclusive goodies for making electricity, gas, fast-tag and other bill payments through Cheq 💚🎁

Cheq wallet is powered by Transcorp International Private Limited, an RBI regulated PPI license and AD2 license holder. Your data and money are stored safely & securely within India.

1) Which countries are allowed to download the Cheq wallet app?

Argentina, Australia, Brazil, Canada, China, France, Germany, India, Indonesia, Italy, Japan, Republic of Korea, Mexico, Russia, Saudi Arabia, South Africa, Türkiye, United Kingdom and United States and the European Union.

2) Why is Cheq wallet app not working outside India?
Due to regulations, Cheq app can only be used while you're within Indian borders. Our servers detect your current location and restrict transactions being initiated from outside Indian borders.

2) What do foreign nationals need to open a Cheq wallet?
You need to submit a one selfie and photos of your passport and visa documents to our agents for unlocking access to the Cheq account.

4) What documents do Indians need to open a Cheq wallet?
You will need your aadhaar and pan card to apply for a Cheq wallet. A one-time video verification process must be carried out before the account gets activated.

5) Why does Cheq require these details about our customers?
RBI regulations require us to verify your details before opening a prepaid account.

5) What are the benefits of a Cheq wallet?
Enjoy upto 2% cashback on spends with Swiggy, Zomato, Uber, Ola, IRCTC, NyKaa and other online merchants.
Every month we feature exclusive deals on our app and community for individuals paying via Cheq.

6) Does Cheq wallet provide any credit limit/loan?
No, Cheq wallet does not provide any credit limit/loan to individuals
Updated on
Nov 28, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

1.2K reviews
Siddhartha Bagaria
November 30, 2023
The app is a must-have for NRIs and foreign tourists to India. It is the only option that allows you to use your international debit/credit cards to tap into UPI - India's ubiquitous payments system. The other options all currently require you to load a fixed amount at a Forex agent. The UPI wallet for NRIs and foreign tourists is a little new at this time, so you might experience kinks, but their WhatsApp support channel is generally dependable. I also wish KYC could happen at the airport.
1 person found this review helpful
Did you find this helpful?
December 5, 2023
Hi, Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better.
November 9, 2023
YOU WILL NOT BE ABLE TO RECEIVE AND SEND UPI PAYMENTS. The account on this app will only enable you to pay merchant accounts. This means it is useless for paying taxi drivers, food delivery, and small shops. Exchange markup is eye watering 7.5% above daily median. I'm actually better off using my USD card directly. For merchants, a better option is a foreign multicurrency card in INR (Wise for example).
2 people found this review helpful
Did you find this helpful?
December 5, 2023
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at
October 16, 2023
Completely useless. You can paste anithing from the clipboard in, so you have to type everything number by number like an idiot wasting time. When I looked something at another app it automatically closed. And when It asks me for the pin it every time It says try again.
7 people found this review helpful
Did you find this helpful?
December 5, 2023
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at

What's new

Release Notes - Discount Feature

We are excited to introduce significant enhancements to the discount feature in our application. These improvements have been designed to provide you with greater flexibility and control when applying discounts to your products or services. In this release, we have focused on streamlining the discount management process and making it more user-friendly.

App support