Cheq:UPI for Foreigners & NRIs

Transcorp

About this app

Introducing CheqUPI – tailored specifically for foreign nationals and NRIs, our app is the epitome of convenience in digital payments across India. With CheqUPI, your stay, whether for leisure, business, or long-term, is met with the easiest and most authentic way to transact financially, just like the locals do.

Features
✓ Blazing fast and secure digital payments via UPI
✓ Scan QR code and pay at 55 million merchants across India
✓ Make online payments using your own UPI handle
✓ Top-up funds anytime anywhere using international credit/debit cards
✓ 24/7 Friendly customer support

Getting Started
✓ Download the app
✓ ⁠Sign up using international/Indian phone number
✓ Pay a one time activation fee
✓ ⁠Complete in-person verification
✓ ⁠Top-up your wallet and make your first UPI payment

Please Note:
1) Currently, as per government norms, foreign nationals from countries on the FATF list and FATF grey list are not permitted to use the app.
2) Due to regulations, Cheq app can only be used while you're within Indian borders. Our servers detect your current location and restrict transactions being initiated from outside Indian borders.
3) You need to complete the in-person verification process by either visiting our partner branches or booking an agent.
4). Documents required are
Foreign nationals (Passport, a valid Indian Visa)
OCIs (Passport, OCI card)
NRIs (Passport, valid foreign country ID)
5) Payments can only be made to registered merchants. Individual (P2P) payments are not permitted

CheqUPI wallet is powered by Transcorp International Limited, an RBI regulated PPI license and AD2 license holder. Your data and money are stored safely & securely within India. Your money is safely parked in an RBI approved bank account hosted with Transcorp International Limited.

Visit our website for more details https://www.chequpi.com/ or call/Whatsapp on [phone] to know more.

Ratings and reviews

The website said I could choose between doorstep verification and visiting my local verification center in Pune. Couldn't book an appointment until I paid the free. Then they said I had to take a plane and travel to another city to get verified. Also, they charge a free of 2.9% on all transactions which they're not really transparent about, calling it aan "exchange rate fee", which it is not. So lot of time wasted and bad feeling, but luckily the quickly refunded my registration fee.

DO NOT get this app. The initial process was fairly smooth, getting it set up. But cheq does not let you upi individuals (to or from), only registered business accounts. So it won't work with auto drivers. you will have to pay a 3% fee on every transaction!! already a hassle making payments as a foreigner, and this app doesnt reduce the hassle. They also took 4 weeks (after much hassle) refunding money that my friend tried to send me (they just kept it) before I knew they wouldn't allow it.

Looks cool, unfortunately I never got it to work. I signed up for the service and was told that I could have someone come to my hotel to complete the verification process. I had two confirmed time blocks for the representative to meet me, but nobody every showed up and no explanation was given. By this time the customer service rep stopped responding to emails. It'd be better if they charge you the RS 999 after verification and not before. For me it just feels like a scam on tourists.

What’s new

Enjoy the seamless experience of payments in India with Cheq UPI along with your own AI assistant.