DebtWise - Smart Debt Payoff

Redbird apps

In-app purchases

About this app

Take control of your debt with DebtWise — a privacy-first debt payoff planner that helps you become debt-free faster.

SMART PAYOFF STRATEGIES
• Avalanche — Pay off highest-interest debts first to save the most money
• Snowball — Pay off smallest balances first for quick wins and motivation
• Custom Order — Set your own payoff priority to fit your personal situation
• Minimum-Only — See how long it takes if you only make minimum payments

ALL DATA STAYS ON YOUR DEVICE
DebtWise is fully offline and privacy-first. No account required, no data sent to servers. Everything is stored locally on your device.

KEY FEATURES
• Add unlimited debts (credit cards, loans, mortgages, and more)
• Set extra monthly payments and watch your payoff date move closer
• Compare strategies side by side with detailed payoff timelines
• See total interest saved with each strategy
• Dashboard overview of all your debts at a glance
• Support for multiple currencies

DEBTWISE PRO
Unlock the full experience with a Pro subscription:
• Unlimited debts
• All payoff strategies including Custom Order
• Strategy comparison charts
• Priority support

Available as weekly, monthly, annual, or lifetime plans.

Take the first step toward financial freedom — download DebtWise today.

What’s new

• Lifetime purchase option now available — pay once, use forever
• Bug fixes and performance improvements