zero is a simple expense tracker that works completely offline. Your financial data stays on your device, always private, always secure, always yours.
π― WHY zero?
Most finance apps want your data. zero wants nothing.
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No account required - start tracking in seconds
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No internet needed - works offline, always
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No ads - ever
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No data collection - your finances stay private
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No subscriptions - completely free
π° TRACK EXPENSES EFFORTLESSLY
Add expenses in seconds with a clean, minimal interface designed for daily use.
π Quick expense entry with amount, title, and category
π¨ Custom categories with icons and colors
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Date picker for past expenses
π¬ Add notes and descriptions
β‘ Default categories to get started instantly
π€ MANAGE MONEY YOU OWE & ARE OWED
Keep track of debts and loans with friends, family, or anyone.
πΈ Track money you lent (who owes you)
π³ Track money you borrowed (who you owe)
π€ Organize by person with custom icons
π See total balances at a glance
π Never forget who owes what
π BEAUTIFUL REPORTS & INSIGHTS
Understand your spending with clear, visual reports.
π Monthly expense breakdown
π₯§ Category-wise spending charts
ποΈ Daily spending heatmap
π Year-over-year comparison
π Filter by date range
β¨ DESIGNED FOR YOU
π Dark mode & light mode
π± Multiple currency support (βΉ, $, β¬, Β£, and more)
π€ Export your data anytime
π₯ Import data when switching devices
β‘ Fast, lightweight, battery-friendly
π PRIVACY FIRST
Zero is built on a simple principle: your money, your business.
π All data stored locally on your device
βοΈ No servers, no cloud, no sync
π« No analytics or tracking
π‘οΈ No third-party SDKs collecting your data
π― Open about what we do (and don't do)
π₯ PERFECT FOR
π± Daily expense tracking
π΅ Monthly budget awareness
π Splitting bills with friends
π€ Tracking loans and debts
π Understanding spending habits
π Anyone who values privacy
Zero is free, ad-free, and always will be.
Download now and take control of your finances, privately.
Have feedback or suggestions? We'd love to hear from you.
Made with β€οΈ for people who care about privacy.