Content rating
Everyone
10K+
Downloads
Content rating
Everyone
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About this app

Need financial assistance for everyday expenses, medical bills, or special occasions? Monigo.lk offers hassle-free personal loans of up to 150,000 LKR, right at your fingertips. Whether you’re looking for a quick loan for an emergency or to cover personal needs, Monigo.lk is here to support you!
Key Features:
Fast & Easy Loan Application: Apply for a loan directly from your phone or computer, anytime, anywhere.
Quick Approval & Response: Receive your loan to your bank account within 10 minutes, faster than anyone. No waiting, no delays!
Hassle-Free process: We do not require any collateral, guarantors or upfront payments. Only have you NIC ready.
Flexible Loan Terms: Loans up to 150,000 LKR with repayment terms that fit your needs.

Why Monigo.lk?
Rapid Response: Our system is designed for speed. Get an instant response and a loan decision in no time.
Friendly Customer Service: Have questions? Our 7-day customer service team is ready to assist you throughout the loan process.
User-Friendly App: Enjoy an intuitive, easy-to-navigate app that makes applying for a loan simple and stress-free.

Supported Platforms:
Available for Android Phones and accessible through the website for laptop users.
Languages Supported:
Choose between Sinhala and English for convenience.

Pricing & Transparency:
Free to apply with no hidden fees. Apply, get approved, and receive your loan directly in your account.

Permissions You’ll Need to Grant:
Location: To verify your loan and ensure correct processing.
Camera: For document verification, ensuring your loan is processed smoothly.

Product description
Loan amount: 3,000 to 150,000 LKR
Loan term: 3 -12 months
APR: 1%-1087%
Onboarding fee of 200 LKR applied for new customers
Late payment fees: 10% accrued on 3rd, 6th, 11th, 16th and 30th day after the Due date.

Example of cost calculation for the 1st loan for 6 months:
Principal amount: 20,000 LKR
Onboarding fee: 200 LKR
Service fee: 0 LKR
Total amount to repay: 20,200 LKR (APR 1%)
Example of cost calculation for Repeated loan for 9 months:
Principal amount: 50,000 LKR
Service fee: 310,500 LKR
Total amount to repay: 360,500 LKR (APR 828%)

Legal Information:
By using Monigo.lk, you agree to our Terms & Conditions and Privacy Policy.
*S F Group LIMITED*
No. 341/5, M & M Center, Level 01, Kotte Road, Rajagiriya.
Updated on
Mar 11, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location and Personal info
Data is encrypted in transit
You can request that data be deleted
Content rating
Everyone
Learn more

App support

Phone number
+94117358358
About the developer
S F GROUP (PRIVATE) LIMITED
developer@monigo.lk
M&M Center 1st Floor No: 341/5, Kotte Road Rajagiriya Sri Lanka
+371 29 210 150

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