SPENDI AI Expense Tracker

Tam Vu

In-app purchases

About this app

Hate expense forms? Same. SPENDI is the AI expense tracker that works like a chat app — just type what you spent and the AI handles everything else.

Type "coffee $5" or snap a receipt. Done. No spreadsheets. No manual categories. No forgotten transactions at month-end.

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WHY PEOPLE SWITCH TO SPENDI

Most budget apps haven't changed since 2015. They're built around manual data entry — forms, dropdowns, date pickers. Nobody actually uses them consistently.

SPENDI is built differently. It's a chat-first expense tracker and AI budget app rolled into one. You communicate the way you already do. SPENDI does the accounting.

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KEY FEATURES

CHAT-BASED EXPENSE ENTRY
Type naturally: "lunch 120k", "Grab to work $4.50", "Netflix $15.99 monthly". SPENDI's AI parses it instantly. No form required.

RECEIPT SCANNER WITH OCR
Snap any receipt with your camera. The AI reads the amount, merchant, date, and category automatically. One tap and it's logged.

97% AI ACCURACY
10+ spending categories auto-assigned in real time. Food, transport, entertainment, subscriptions, health — SPENDI knows the difference without you telling it.

THREE AI MONEY PERSONALITIES
Choose how your AI coach talks to you:
• Pink — Supportive and encouraging. Best for people who want motivation without stress.
• Green — Data-driven advisor. Best for people who want actionable insights.
• Red — Strict accountability coach. Best for people who need a financial push.

VISUAL SPENDING REPORTS
Pie charts, weekly summaries, monthly breakdowns. See where your money actually goes — at a glance, not buried in a table.

BUDGET TRACKING WITH SMART ALERTS
Set per-category spending limits. Get alerted before you go over, not after. Real-time progress bars so you always know where you stand.

50+ CURRENCIES, REAL-TIME RATES
Track expenses in any currency. SPENDI converts automatically. Perfect for travelers, expats, and anyone managing money across borders.

OFFLINE-FIRST DESIGN
No internet? No problem. Log transactions offline. SPENDI syncs everything when you reconnect — nothing gets lost.

CLOUD SYNC ACROSS DEVICES
Log on your phone, review on your tablet. Everything stays in sync, in real time.

BILINGUAL — VIETNAMESE + ENGLISH
Full bilingual support. Switch languages anytime. Interface, AI responses, and reports all available in both Vietnamese and English.

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YOUR PRIVACY MATTERS

SPENDI never sells or shares your financial data. All transactions are encrypted. You own your data — period.

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PERFECT FOR:
• College students and early-career professionals managing tight budgets
• Urban millennials who want insights without the spreadsheet work
• Frequent travelers tracking expenses across currencies
• Anyone who's tried 5 expense apps and given up on all of them

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SPENDI is the expense tracker, money tracker, and AI budget app built for people who actually want to stick with it. Download free — no credit card required.

What’s new

Spendi now supports multiple wallets — track cash, bank, and credit separately while staying in sync across chat, history, and reports.