99 App is your ethical-finance toolkit - open by default, ethical by design, and free to use today.
Screening you can check
Look up any listed company and see how it measures against ethical (ESG) criteria - and Sharia screening standards if you choose a faith-based framing. It is methodology, not advice: no recommendations, no trading, no portfolio. Information for your own research, with the workings shown. Save the companies you care about to your own watchlist.
Zakat, worked out properly
Choose the faith framing and a built-in calculator estimates your Zakat, with live gold and silver prices for the nisab. A self-assessment aid - not religious or tax advice.
Read the thinking
Short articles on ethical, responsible finance and what we are building - the why, not just the what.
Early access to what's next
99 is building a values-led way to manage money: zero interest, transparent fees, Zakat tools, ethical screening and multi-currency in one place. Create an account to save your work and claim your place in the queue for new features as they roll out - a fixed position that never slips backwards.
Refer friends, climb the board
Share your code or link. Every friend who joins moves you up the referral leaderboard. Appear as your first name and last initial, or go Anonymous any time.
Rewards for the earliest
The top five referrers receive a gold-plated 99 card. And when 5,000 people have joined, one member is drawn at random to receive an iPhone. Free entry. No purchase, no payment, no catch. Promotions are not sponsored or administered by Google.
Privacy, by default
We ask only for your name, email and country. Analytics stay off until you turn them on. No tracking across other apps, and your data is never used for advertising. A preference about how you would like finance framed, including a faith-based option, is only ever stored with your explicit consent. Download a copy of your data or delete your account in the app, any time.
Built for anyone who values responsible, ethical finance. 99 is built by 99 Financial Technologies Ltd in the United Kingdom. Fairness, transparency, responsibility - from the very start.
Full terms and privacy policy: https://99app.co.uk
Open by default, ethical by design. Your ethical-finance toolkit, free today.