Finance Master Tool

Netstech Software Solutions

Contains adsIn-app purchases

About this app

Finance Master Tool is an all-in-one money toolkit: 96 smart calculators, a personal expense tracker, budgets, savings goals, a debt payoff planner and a built-in finance learning hub. Plan loans, investments, taxes and retirement, and manage your everyday money, all in one fast, clean app.

💰 96 FINANCE CALCULATORS • Loans & Mortgage: EMI, mortgage with tax & insurance, prepayment savings, loan eligibility, home affordability, loan comparison, car loan, education loan, credit card payoff, effective APR, refinance break-even • Investing: SIP with step-up, goal SIP, lumpsum, SWP, CAGR, ROI, IRR / NPV, stock average, stock & crypto profit, dividends & DRIP, bond price & yield, fund fee impact, position sizing, Kelly criterion, option pricing • Savings: compound interest, FD, RD, PPF, emergency fund, savings goals, APR to APY, Rule of 72, lump sum vs annuity, time-value-of-money solver • Retirement & FIRE: retirement planner, FIRE number, Coast FIRE, 401(k) match, EPF, NPS, gratuity, pension payout, how long will my savings last • Tax & Salary: income tax estimator (India, USA, UK, Australia), take-home pay, hourly to salary, overtime, HRA, capital gains, GST / VAT • Business: profit margin & markup, break-even, depreciation, financial ratios, EOQ, cash runway • Everyday: tip & bill split, percentage calculator, unit price compare, trip cost, EV vs petrol, subscriptions cost, gold value and more • Planning: savings rate, debt-to-income, credit utilization, 50/30/20 budget, rent vs buy, life insurance need, asset allocation

Every calculator gives instant results with clear charts, year-by-year schedules and helpful notes. Save your favorites, return to recent ones, and share results in one tap.

📊 YOUR MONEY, ORGANIZED • Expense Tracker: log income and spending, see category charts, export to CSV • Budget Planner: set category limits and track spending against them • Savings Goals: track progress and see the monthly amount you need • Debt Payoff Planner: compare Snowball vs Avalanche and see your debt-free date • Net Worth Tracker: assets minus liabilities at a glance • Bill Reminders: never miss a due date • Currency Converter: 40 currencies, live rates when online • Financial Health Check: answer 10 questions and get your score

🎓 LEARN AS YOU GO • 16 easy guides: budgeting, emergency funds, compounding, credit scores, investing, retirement, taxes, home buying and more • 95-term finance glossary • Money quiz to test your knowledge • Rules-of-thumb and formula cheat sheet • Daily money tips

🔒 PRIVATE BY DESIGN Your data stays on your device. No account or sign-up needed. Back up and restore your data anytime from Settings.

🌍 MADE FOR EVERYONE Choose from 40 currencies, switch between light and dark themes, and use the app in any country.

✨ GO AD-FREE The app is free with ads. A one-time purchase removes all ads forever.

Download Finance Master Tool today and take control of your money.

Disclaimer: Finance Master Tool is for education and planning only. Results are estimates based on the numbers you enter and simplified formulas. Tax rules and rates change. This app does not provide financial, investment, tax or legal advice. Please consult a qualified professional before making financial decisions.

What’s new

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