Préstamo Hub: Easy Credit

prestamohub

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About this app

📌 Préstamo Hub is a loan marketplace and financial information platform that helps users explore, compare, and find loan options from multiple providers that fit their financial needs.

The app provides transparent loan information, loan calculators, repayment reminders, and budgeting tools to help users better understand loan costs and make informed financial decisions.

Users can compare loan offers, estimate borrowing costs, and select loan options that match their financial needs before applying through the respective provider.

⭐ Core Features:
1. Explore and compare a variety of loan products from multiple providers.
2. View loan amounts, repayment terms, estimated costs, and information about providers and loan products.
3. Access loan calculators to estimate repayment amounts and total loan costs.
4. Manage your finances with repayment reminders and monthly budgeting tools.
5. Some providers and loan products may offer streamlined online application processes and flexible repayment terms, subject to their own requirements and eligibility criteria.

📝 How to Apply
1. Browse and compare loan products from multiple providers.
2. Review loan amounts, repayment terms, estimated costs, and provider information.
3. Select the loan option that matches your financial needs.
4. Continue to the respective provider's app or website to submit your loan application.
5. The provider independently reviews your application according to its own eligibility requirements and lending policies.
6. If your application is approved, the loan agreement and fund disbursement will be handled directly by the provider.

💰 Loan Information Provided by Lenders and Loan Products:
Loan Amount: MXN 600 – MXN 60,000
Loan Term: 61 – 365 days
Maximum APR (Annual Percentage Rate): 372.41%
Maximum CAT (Total Annual Cost) : 540%
Service Fee: If applicable, varies by provider and loan product
VAT (16%): May apply to applicable service fees
Loan amounts, repayment terms, APR, fees, eligibility requirements, and approval decisions vary depending on the provider and the specific loan product.

🧮 Loan Calculation Example:
Loan amount: MXN 5,000
Loan term: 91 days
APR: 32%
Interest: MXN 398.90 ≈ MXN 5,000 × 32% × 91 / 365
Service fee: MXN 180
VAT: MXN 28.80 ≈ MXN 180 × 16%
Total estimated repayment (without VAT): MXN 5,578.90 ≈ MXN 5,000 + MXN 398.90 + MXN 180
Total estimated repayment (with VAT): MXN 5,607.70 ≈ MXN 5,000 + MXN 398.90 + MXN 180 + MXN 28.80
This example is provided for illustrative and comparison purposes only.

✅ Why Choose Préstamo Hub?
1. Explore and compare a variety of loan products from multiple providers in one platform.
2. Access transparent loan information before applying.
3. Estimate repayment costs with built-in calculators.
4. Compare different loan scenarios to support better financial decisions.
5. Track repayments with reminders and budgeting tools.
6. Easily continue to participating providers to complete your loan application.

⚠️ Important Notice:
Approval decisions, loan terms, and application requirements may vary by provider and loan product.
Préstamo Hub does not directly provide loans or make credit decisions.

📞 Contact:
Working hours: Monday to Friday, 9:00 AM – 6:00 PM
Email: [e-mail]
Address: 215 Calle Yácatas, C.P. 03020, Ciudad de México, México

What’s new

💰 Loans
• Improved loan comparisons and calculations for payments, interest, and borrowing costs.
📚 Financial content
• Optimized recommendations and article and image loading.
⚙️ Other improvements
• Fixed bugs and improved stability.
• Updated the Privacy Policy to version 1.1.