READYSAVE 529

Ascensus

About this app

Manage your education savings plan account anywhere, anytime with the READYSAVE 529 mobile app. The app makes it easier than ever to:

• Securely access your 529 plan account
• Check your account balance, transaction history, and investment allocations
• Add money to your balance as a one-time or recurring contribution
• See how your savings stack up to others in your plan
• Easily invite friends and family to help give your savings a boost
• NEW (starting July 2025)– Take money out of your 529 account to pay for education expenses by sending payment directly to a school or university, or to a selected bank

Participants in the following 529 programs can use the READYSAVE 529 mobile app to access their account:

• Alaska 529*
• Achieve Montana +
• Arkansas Brighter Future 529 Plan* +
• Bright Start 529 College Savings Plan (Illinois)* +
• CollegeBound Saver (Rhode Island) +
• Indiana529 Direct Savings Plan +
• CollegeInvest (Colorado)* +
• ISave 529 (Iowa)* +
• College SAVE (North Dakota) +
• DC College Savings Plan* +
• The Education Plan (New Mexico)* +
• Edvest College Savings Plan (Wisconsin)* +
• HI529 – Hawaii’s College Savings Program* +
• IDeal – Idaho College Savings Program* +
• KY Saves 529* +
• Learning Quest 529 Education Savings Program (Kansas)*
• Maryland 529* +
• Michigan Education Savings Program* +
• Minnesota College Savings Plan* +
• MOST – Missouri’s 529 Education Plan* +
• NJBEST – (New Jersey) +
• NY’s 529 College Savings Program +
• Ohio’s 529 College Advantage* +
• Oklahoma 529 College Savings Plan* +
• PA 529 Investment Plan* +
• Path2College 529 Plan (Georgia)* +
• ScholarShare 529 (California) +
• SMART529 (West Virginia) +
• SMART529 Select (West Virginia) +
• Future Path 529 Plan (Nevada)* +
• T. Rowe Price College Savings Plan* +
• TNStars* +

* Denotes that users can enroll in the plan directly from the app
+ Denotes that users can withdraw money from their account to pay for education expenses

Ratings and reviews

Login has become a nightmare. App login works probably 10% of the time. The app also doesn't provide a great breakdown of rate of return for YTD, 1YR, 5YR, and so forth. Leaves a lot to be desired especially as one becomes familiar with other financial apps like Fidelity, Robinhood, etc. At this rate, I'm better off just going through a browser for login and how for a better outcome.

Login and biometrics extremely BUGGY. The app used to work flawlessly. Then, after an update, I found myself having to log in more frequently. The 2FA process leaves me stuck on a blank screen 95% of the time. When it does work, I try to enroll my fingerprint for easier login, but that sometimes triggers multiple times and fails to register anything. Clearing all app data seems to work maybe once, but then I'm stuck again in the same frustration loop.

Primitive, buggy app. It isn't compatible with 1Password. I have tried to sign in three times, and after completing 2-step verification, it just keeps giving me a solid gray screen. Once it got stuck in a loop of trying to use biometrics. Update: Weeks later, app straight up doesn't work. Tried uninstalling and reinstalling. After verification, it's just a gray screen of death. Garbage.

What’s new

v3.9.1.1670
Bug fixes