EveryDollar: Budget Management

Ramsey Solutions

In-app purchases

About this app

EveryDollar is more than the budgeting app from Dave Ramsey – it’s the only app that helps you find thousands in margin hiding in plain sight.

As a personal budget app, EveryDollar helps you find more margin to pay off debt & build wealth. Create custom budgets with your personal budget planner and track expenses & transactions. But it doesn’t stop there: plan spending, set financial goals & manage personal finances all with EveryDollar.

A budget gives you permission to spend. EveryDollar gives every dollar a job. Get started today, and tell your money where to go instead of wondering where it went.

PERSONAL FINANCE MANAGER & FREE BUDGET TRACKER
• Track money & create budgets with ease
• Adjust money & budget planning anytime, anywhere
• Track spending & money savings quickly & accurately
• Understand your cash flow to spend money with confidence
• Good for any budgeter or personal finance manager: personal budget, home budget, family budget, budgeting for students

ACCOUNT & MONEY MANAGER
• Personal budget tracker, accounting app & more: your personal financial management app to manage spending so you can save money, pay bills & become a debt payoff pro
• Manage money using your checking account & savings account
• Transform your finances for all of your financial goals
• Track debt reduction & money savings for retirement with the money spending tracker
• Easy to use for both the beginner & the skilled personal finance manager or financial planner

FINANCIAL ADVISOR & VIRTUAL MONEY COACH
• Learn money tips & how to save money using the monthly cash flow you already have
• Learn financial management & become a money wiz with expert advice
• How to track transactions, savings tips, how to create a budget you’ll actually use & more!
• Budgeters learn to save money: find an average of $3,015 of margin!

MONEY SAVING & SPENDING TRACKER
• Managing money with our personal finance tracker & money management app is easy
• Know where your money savings & spending go
• Money & budget planning helps empower you to save money & spend money
• Manage subscriptions & track expenses
• Track spending to avoid going over budget
• Tracking spending is easy with automated bank connections

BILL APP & INCOME TRACKER
• Your all-in-one budget maker, bill tracker & income app
• Bill organizer allows you to manage bills & expenses easily
• Compare income vs. bills to adjust spending & savings goals
• Monitor all types of bill tracker & expense manager scenarios
• Allowance tracker, travel expense tracker, vacation budget tracker & more

MONEY GOAL TRACKER
The budget tool for every financial goal: create budgets for any budgeting or money savings goal, like a:
• Personal budget
• Home budget
• Family budget
• Vacation budget
• Wedding budget
• Monthly budget

Free budget app features:
• Create a monthly budget
• View your free budget planner on any device
• Customize your free spending tracker for monthly expenses
• Create unlimited budgeting categories & line items
• Save money for big purchases & goals
• Share your household budget and expense tracking
• Split transactions across budget line items
• Set due dates to manage bills and budget tracking

Upgraded budgeting features:
• Automatically stream transactions into a budget
• Connect to financial accounts
• Get a custom expense report of spending & income
• Export transaction data to Excel & create your own expense report
• Get personalized recommendations for tracking expenses
• Set a monthly bill reminder to manage bills
• View your current & projected net worth tracker
• Track spending, when you get paid & due dates with paycheck planning
• Meet debt reduction& savings goals & see when you’ll hit them with financial roadmap
• Become debt free faster with easy expense tracking
• Join live Q&A sessions with professional financial coaches

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Terms of Use: https://www.ramseysolutions.com/company/policies/terms-of-use

Ratings and reviews

At first the app was an interesting alternative to the spreadsheet method I've been using. But once I realized it pretty much requires foreknowledge of monthly earnings, which, in my case are unpredictable, It became harder to calculate expenses. Also, there's no way to regroup expenses by due dates, which I can in Excel. even holding my finger on an item until it can be moved to re-order them only lasts until I open something to add activity, as soon as I return, the list resets itself.

I can appreciate that it's designed to track money comming in & out. But when there's no way to log a transfer between accounts, the auto updating feature tracks every transfer as a duplicate transaction, which inflates both income & expenses, & paying off debt is clunky, too. You have to either log the payment from bank account as an expense, then log the payment into the debt as income to make the debt totals work. That further inflates income & expenses, which severely limits it's usefulness.

The longer I use it the less I like it. You should NOT need to fight with the formatting of an app to get it to do what you need. For example, I wanted to move my gas budget from the "spending" to the "bills" section. It doesn't let you. Instead it DELETED all prior months gas transactions when I did it for my current month. It's getting worse and worse. They use excuses when things don't work but they're right there to heavily promote whatever new product/service will make them more $$$.

What’s new

Minor bug fixes and improvements.