Atoa Business

1K+
Downloads
Content rating
Everyone
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About this app

Atoa Instant Bank Pay allows UK businesses to accept payments at up-to 60% lower fees versus traditional debit and credit card transactions. Customers simply scan a QR code in-store to pay directly via their UK mobile banking app. Funds are paid out to the business in seconds and there's no contracts or hidden fees.

Sign-up in minutes and enjoy 7-days of free transactions!

Features
- Pay using In-Store QR Stand, QR Code on Phone, or SMS/Email Link
- Transaction fees are up-to 60% lower fees versus Visa/Mastercard/AMEX
- Customers pay securely using their Bank App via an "Instant Bank Transfer"
- Businesses receive funds to your Bank account in seconds (not days)
- Allow your customers to pay tips to you and your staff
- Customers don't need to download any new apps

How do I sign up?
- Atoa allows Small Businesses to sign-up in seconds
- Simply download the app and connect your UK Bank Account

Atoa operates under a UK Financial Conduct Authority license. Funds are transferred by the Consumer's Bank, making every transaction secure.

Got a question?
- Contact our UK-based Customer Success Team at hello@paywithatoa.co.uk or visit www.paywithatoa.co.uk.
Updated on
Nov 24, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

What’s new

A quick update with not that much to update…our team has been sweating the small stuff so you can enjoy quick and easy payments without any hiccups. Thanks for staying in the know!

App support

About the developer
ATOA PAYMENTS LIMITED
hello@paywithatoa.co.uk
ATOA PAYMENTS LTD Canary Wharf, 30 Churchill Place LONDON E14 5RE United Kingdom
+44 7533 234028

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