Moovha is a digital USD and Rand wallet built for people who live and earn outside traditional banking.
Whether you earn cash, send money home, get paid from abroad, or travel often - Moovha helps you store value safely, move money instantly, and use it easily, all without needing a bank account.
What you can do with Moovha
Save in stable US dollars, Euros & South African Rands (ZAR)
Swap instantly between USD, Euros and ZAR
Send money locally and across borders
Withdraw cash at ATMs without a card
Buy airtime, electricity, and vouchers
Spend online and in-store
Receive USDC, EURC, and ZARP from anywhere in the world
Use a Moovha card for global spending (coming soon)
Built for real life
No bank account required - access multiple currencies in one platform seamlessly
Free deposits
Clear, transparent fees
Secure, monitored transactions
Regulated and fully licensed
Moovha combines the strength of USD, Euro, the simplicy of WhatsApp, and the freedom of digital borderless money
Moovha - Your Money, Made Simple
Feature highlights
USD, EURO & ZAR wallet
WhatsApp-first onboarding
Instant currency swaps
Free internal transfers
Cross-border remittances
Cardless ATM withdrawals
Retail & online vouchers
USDC, EURO on-&-off-ramps
No bank account needed