BayaniPay

BayaniPay

About this app

BayaniPay is a simple way for Filipinos in the US to send money home to their pamilya in the Philippines.

Send padala straight from your US bank account to your family's Philippine bank account or GCash. No wallet to top up. Before you send, you see the exchange rate, the transfer fee, and the exact amount your family will receive.

ZERO TRANSFER FEES
BayaniPay charges no transfer fee on your padala. The amount on your review screen is the amount we debit from your US bank account. Our exchange rate includes a margin, and your recipient's bank or eWallet may charge its own fees.

A LOCKED EXCHANGE RATE AT REVIEW
See the current USD to PHP rate as you type. When you review your padala, your rate is locked for a set time shown on the review screen, so the amount your family receives won't change as long as you confirm before it expires.

SEND TO BANKS AND GCASH
Send to GCash and to accounts at major Philippine banks. Save your recipients once and send again in a few taps.

PAY FROM YOUR US BANK ACCOUNT
Link your US bank account securely through Plaid. Every padala is funded by bank transfer (ACH), with no cards or cash needed.

TRACK EVERY PADALA
Follow the status of each transfer in the app. Your transaction history is always one tap away.

SAFE AND SECURE
- Identity verification with a government-issued photo ID and a selfie
- Sign in with Face ID, Touch ID or a PIN
- Every padala must be confirmed with your PIN or biometrics before it's sent
- Your bank account is linked through Plaid, and your bank login details are not stored on your phone

HOW IT WORKS
1. Sign up with your mobile number and email
2. Verify your identity with a photo ID and selfie
3. Link your US bank account
4. Enter an amount, choose your recipient, review, and confirm

Delivery time depends on the recipient's bank or eWallet. Your estimated delivery time is shown before you confirm.

Currently available in select US states.

Need help? Visit help.bayanipay.com or email [e-mail].

Zero sa fees. Basta pera padala, i-BayaniPay mo na!

What’s new

• Cash pickup: new Cash Agad logo and clearer names for BDO pickup options
• Simpler send screen: quick-amount buttons removed so you enter the exact amount
• Updated disclosures and wording across the app
• Bug fixes and performance improvements