Canadian Mortgage App

Offers in-app purchases

Financial Post calls it "the app everyone loves to talk about when it comes to mortgages" and indeed, it has already been used over 3 Million times and ranks as the #1 mortgage app in Canada.

You can easily calculate your total home ownership cost, compare rates and determine your affordability to the penny. Industry Experts (Realtors and Mortgage Professionals) can also personalize (brand) the app to offer their clients a unique mobile experience.

Here is a summary of all the features:

• Canadian Payment Calculator
• All Possible Payment Frequencies
• Minimum Down Payment Calculator
• Stress Test using Bank of Canada's rate
• Total Monthly Ownership Calculator
• Closing Cost Calculator
• Affordability Calculator
• Maximum Loan Calculator
• Extra Payments Calculator
• Advanced GDS / TDS Calculator
• CMHC Premium Calculator
• Amortization Schedule and Totals
• Load and Save Multiple Scenarios
• Scenario Comparison (side by side)
• All Provincial Land Transfer Fees
• All Municipal LTT
• ON / TO First time buyer rebates
• ON Non-Resident Speculation Tax
• BCs First time and Newly built rebates
• BCs Foreign Buyer Tax
• PEIs First time buyer rebates
• Real time Mortgage Rates
• Ability to connect apply to a Rate
• Find an Expert in your area
• Import / Export Calculations
• Generate Summary PDFs
• Beautiful graphs and illustrations
• English, French, Spanish &
• Chinese and Hindi Translated
• Direct Technical Support Chat
• Frequently Asked Questions (FAQ)
• And now professionals can brand it too

The calculations have also been vigorously tested both mathematically and physically against almost all available mortgage calculators we could find. It's super accurate. It calculates at an extended number of decimal places, avoids floating-point errors and uses specialized rounding as suggested by the European Commission on rounding of currency amounts and IEEE 754.

Canadian Mortgage app is free to use and download.


We offer Real estate and Mortgage Professionals a premium subscription to PRO.

CMA PRO offers industry professionals the ability to personalize the Canadian Mortgage App and share their branded app with clients, prospects and partners.

The PRO app can be customized with your company logo, profile picture, brand colours, contact information, rates and much more. PRO offers premium analytics and the ability to invite and co-brand with referral partners to increase your business.

Your subscription automatically renews monthly unless auto-renew is turned off at least 24-hours before the end of the current period. Prices are in Canadian dollars, may vary in countries other than Canada, and are subject to change without notice. Terms of use and privacy policy is available here:

If you don't choose to get CMA PRO, you can continue using the Canadian Mortgage App for free forever.

We know you will love it.
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What’s new

Improved scenario management. It is now faster, intuitive, and more accessible. Seamlessly work on your scenarios offline and synch across multiple devices when a connection is available. We've made the PreQ smarter and improved reports. The Purchase Calculator has new fields and the Stress Test improved its algorithms. We support home expense exclusion from GDS/TDS and in advanced rate setting, you can see the annual effective rate for each compounding so you can compare apples with apples.
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Additional information

November 17, 2020
Current Version
Requires Android
4.2 and up
Content rating
Interactive Elements
Digital purchases
In-app Products
$3.49 – $23.99 per item
Offered By
Bendigi Technologies Inc.
4711 Yonge Street, 10th Floor M2N-6K8 Toronto, Canada
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