BharatPe for Merchants

4.0
284K reviews
10M+
Downloads
Content rating
Everyone
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About this app

BharatPe
BharatPe is a payments app that allows accepting UPI and card payments from any app for FREE. It makes payment acceptance simple by offering merchants a single QR to accept payments from Google Pay, PhonePe, Paytm, BHIM, Amazon UPI, and 150+ other banking apps. You can also accept debit and credit card payments using BharatSwipe. More than 70 lakhs merchants are using BharatPe. You can invest your collections to earn up to 12% interest per annum. Moreover, you can get a loan to grow your business at a very low-interest rate as well.

Accept payments at 0% MDR
BharatPe allows you to accept payments from all UPI apps such as Paytm, PhonePe, Google Play, etc for FREE. You can also accept payments from all cards at 0% MDR using BharatSwipe. You can instantly withdraw money and transfer it directly into your bank account.

Get loans to grow your business
BharatPe provides loans at a very low interest rate and without any paperwork. It is a 100% online application process, without any security or guarantee. You can repay the loan amount through Easy Daily Installment (EDI).

Repayment Terms:
Repay in Easy Daily Installments (EDI).
Loan Tenure: 3 months (minimum) to 15 months (maximum)

Interest Rate - Annual Percentage Rate (APR):
Ranges from 21% - 30%. APR is communicated on the BharatPe App while taking a loan.
Amount: Rs. 10,000 to Rs. 10,00,000
Processing fees: 0% to 2%

An example:
Loan Amount: Rs. 1,00,000
Tenure: 6 months
Interest Rate (APR): 24% per year
Repayment Amount: Rs. 1,12,000
Total Interest Payable: Rs. 100,000 x 24%/12*6 (6 months) = Rs. 12,000
Processing Fees (incl. GST): Rs. 2,000
Disbursed Amount: Rs. 100,000 (Loan Amount) - Rs. 2,000 (Processing Fees) = Rs. 98,000
Total Amount Payable: Rs. 1,12,000 (EDI of 722)
Total Cost of the Loan: Interest Amount + Processing Fees = Rs. 12,000 + Rs. 2,000 = Rs. 14,000

NBFC partners:
Loans are given in partnership with RBI approved NBFCs - hindon mercantile limited, LendenClub (Innofin Solutions Private Limited), TrillioLoans Fintech Private Limited, Mamta Projects Private Limited and Liquiloans (NDX P2P Private Limited). NBFC sanction letter is shown on the app and shared as a notification.

Earn up to 12%
You can earn up to 12% interest on your BharatPe account balance. Your interest is credited to your BharatPe account daily. You can add money or request withdrawal anytime. Your money is invested with RBI-approved NBFC partners.

BharatPe Card
BharatPe Card is a unique two-in-one card that allows a user to enjoy the benefits of both debit and credit in one card. It is FREE of cost and you will get up to 1% cashback. You can also get credit of up to Rs. 1 lakh at 0% for 30 days.

Pay bills and buy insurance
You can pay your utility bills like phone bills, electricity bills, DTH etc. and get Rs.100 off on every bill payment. We also provide shop, covid, health, life, and hospicash insurance.

India's first merchant loyalty club
BharatPe Club is India's first merchant loyalty club. You can earn benefits worth Rs. 20,000 such as free cricket merchandise, zero loan processing fees, Rs.1,000 off on BharatSwipe and Rs. 500 in BharatPe card.

Permissions
As per the National Payments Corporation of India (NPCI) regulations, it is mandatory to enable SIM binding (Send and Receive SMS) from the user's device to authenticate and authorize UPI payments. We will also need to take permissions like Location and Contacts to build your credit profile to extend loan offers. You can check the privacy policy at - https://bharatpe.com/privacy-policy

Please note that BharatPe is the brand name of the application launched by Resillient Innovations Private Limited. BharatPe is our developer name.

Contact Information:
+918882555444
hello@bharatpe.com
www.bharatpe.com
Head Office:
Resilient Innovations Private Limited
A45, Second Floor, Corner Market,
Malviya Nagar, New Delhi 110017, India
Updated on
Jun 21, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available
4.0
284K reviews
Sankalp Singh
June 16, 2022
The older app was the best merchant app I've used so far. Everything was crisp, precise and clear. So easy to track payments, see the settlement and what not. The new app is just the contrary, worst and I just feel like uninstalling it. If I wouldn't have had their swipe machine I would have discontinued for sure. After Ashneer's departure I really feel the brains has popped out of this firm.
428 people found this review helpful
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BharatPe
June 16, 2022
This is certainly not the kind of experience we would like you to have. Kindly brief us on the concern along with the registered mobile number over Social.support@bharatpe.com.
Rajkumar Shah
May 27, 2022
I have been using the app for quite sometime. For the previous version, I would have given 5 stars, but for this version it's just one. The interface is so difficult to understand. I just can't find where are the payments made to me and whether they have been transferred to my bank. This should be there on the home page itself! The app is quite slow too. On every page it says - please wait also payment not showing at the time of payment. Disappointed with this version.
546 people found this review helpful
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BharatPe
May 27, 2022
Namaste Rajkumar , we understand the disappointment this may have caused. To assist you further on this, Kindly drop us a mail at social.support@bharatpe.com mentioning your registered mobile number & 'Social Media Issue' in the subject line. ​
Dhram prakash Nigam
April 15, 2022
I have been using the app for quite sometime. For the previous version, I would have given 5 stars, but for this version it's just one. The interface is so difficult to understand. I just can't find where are the payments made to me and whether they have been transferred to my bank. This should be there on the home page itself! The app is quite slow too. On every page it says - please wait. Disappointed with this version.
1,216 people found this review helpful
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BharatPe
April 15, 2022
We understand the disappointment this may have caused Prakash. To assist you further on this, please drop us a mail at social.support@bharatpe.com mentioning your registered mobile number & 'Social Media Issue' in the subject line. We will surely assist with your concern at the earliest and get back to you.