BharatPe for Business

4.2
882K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Introducing BharatPe for Business
BharatPe for Business is a comprehensive payment app allowing you to accept UPI and card payments from any app. A single QR code enables merchants to seamlessly accept payments from Google Pay, PhonePe, Paytm, BHIM, Amazon UPI, and over 150 other banking apps. BharatSwipe supports both debit and credit card payments. Over 7 million merchants rely on BharatPe for Business for their payment solutions. Invest your earnings to earn up to 12% annual interest and obtain loans to grow your business at competitive low interest rates.

Accept all Types of Payment
BharatPe for Business enables you to accept payments from all major UPI apps like Paytm, PhonePe, and Google Pay without any fees. Additionally, customers can pay through multiple modes like Bank Account, RuPay Credit card and Wallet etc.
You can also withdraw money instantly and transfer it directly to your bank account.
Business Loans Made Easy
Expand your business with BharatPe's low-interest loans and a hassle-free, 100% online application process that requires no paperwork, collateral, or guarantees. Repay your loan effortlessly through Easy Daily Installments (EDI).

Loan Repayment Terms:
Repay in Easy Daily Installments (EDI).
Loan Tenure: 3 months to 15 months
Minimum Tenure: 3 months
Maximum Tenure: 15 months

Interest Rate - Annual Percentage Rate (APR):
APR is communicated on the BharatPe for Business App while taking a loan.
Ranges from 21% - 30%
Minimum APR: 21%
Maximum APR: 30%
Amount: Rs. 10,000 to Rs. 10,00,000
Processing fees: 0% to 2%

An example:
Loan Amount: Rs. 1,00,000
Tenure: 6 months
Interest Rate (APR): 24% per year
Repayment Amount: Rs. 1,12,000
Total Interest Payable: Rs. 100,000 x 24%/12*6 (6 months) = Rs. 12,000
Processing Fees (incl. GST): Rs. 2,000
Disbursed Amount: Rs. 100,000 (Loan Amount) - Rs. 2,000 (Processing Fees) = Rs. 98,000
Total Amount Payable: Rs. 1,12,000 (EDI of 722)
Total Cost of the Loan: Interest Amount + Processing Fees = Rs. 12,000 + Rs. 2,000 = Rs. 14,000

NBFC partners:
Loans are offered in collaboration with RBI-approved NBFCs, such as LendenClub (Innofin Solutions Private Limited), Liquiloans (NDX P2P Private Limited), Trillions (TRILLIONLOANS FINTECH PRIVATE LIMITED), ABFL (Aditya Birla Finance Limited), and Arthmate (Mamta Financing India Private Limited). The NBFC's sanction letter is displayed in the app and shared as a notification.

Earn up to 12%
Enjoy up to 12% interest on your BharatPe account balance, credited daily. Add funds or request withdrawals at your convenience, knowing your money is securely invested with our RBI-approved NBFC partners.

Permissions
Permissions such as Location and Contacts, are necessary to create your credit profile and provide loan offers. To review our privacy policy, please visit: Privacy Policy - BharatPe for Business
Please note that BharatPe for Business is the brand name of the application launched by Resillient Innovations Private Limited. BharatPe for Business is our developer name.
Contact Information:
+918882555444
hello@bharatpe.com
Home - BharatPe
Head Office:
Resilient Innovations Private Limited
Address: 7th and 12th Floor, Building No. 8 Block-C, Cyber City DLF City
Phase 2 Road, Gurugram, Haryana, 122008.
Updated on
Dec 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
879K reviews
chethu chethan
December 25, 2025
good application for accepting business payments but from last 2 months I am facing issue with ordering the Bharat pay one swipe machine but it was keep on rejecting and at last it was showing you are blocked to place an order contact customer support and I contacted customer support almost 10-15 times but every one telling it was happening due to some technical issues no one gives a proper solution for this issue, so I am switching to some other payment application
3 people found this review helpful
Resilient Innovation Private Limited
December 25, 2025
Hi Chethu, we regret the inconvenience. Please reach out to us via social.support@bharatpe.com along with your registered mobile number and concern so that we can help you with quick support.
Biplob Ghosh
December 31, 2025
Recently with the new update mobile and tv recharge is not possible with bharat pe balance and needs additional UPI to make so, this move is disastrous and will cost the company more, as of myself I am not taking it any worthy to special use this specific app. Hope you change it or loose some customer.
Resilient Innovation Private Limited
December 31, 2025
Hi Biplob, we understand the disappointment this may have caused. To assist you further on this, Kindly drop us a mail at social.support@bharatpe.com mentioning your registered mobile number.
swamulu kakumani
November 21, 2025
Why is this app continuously asking for location turn on always, if yes a big no for me. I will uninstall it right away. Did I post in chinese or korean language which you don't understand. don't be in a robotic way to send the same message to expect another email with all the details. Customers don't care About those things but simply switch away to another platform and you still ask for what's happening. have some common sense.
6 people found this review helpful
Resilient Innovation Private Limited
November 21, 2025
Hi swamulu, we apologise for the inconvenience caused. Please contact us at social.support@bharatpe.com, providing your concern and registered mobile number for prompt assistance.

App support

Phone number
+918882555444
About the developer
RESILIENT INNOVATIONS PRIVATE LIMITED
app.management@bharatpe.com
7th and 12th Floor, Building No. 8, Block-C, Cyber City,DLF City, Phase-2 Gurugram, Haryana 122008 India
+91 99101 66288

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