BharatPe for Business

Resilient Innovation Private Limited

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About this app

Introducing BharatPe for Business
BharatPe for Business is a comprehensive payment app allowing you to accept UPI and card payments from any app. A single QR code enables merchants to seamlessly accept payments from Google Pay, PhonePe, Paytm, BHIM, Amazon UPI, and over 150 other banking apps. BharatSwipe supports both debit and credit card payments. Over 7 million merchants rely on BharatPe for Business for their payment solutions. Invest your earnings to earn up to 12% annual interest and obtain loans to grow your business at competitive low interest rates.

Accept all Types of Payment
BharatPe for Business enables you to accept payments from all major UPI apps like Paytm, PhonePe, and Google Pay without any fees. Additionally, customers can pay through multiple modes like Bank Account, RuPay Credit card and Wallet etc.
You can also withdraw money instantly and transfer it directly to your bank account.
Business Loans Made Easy
Expand your business with BharatPe's low-interest loans and a hassle-free, 100% online application process that requires no paperwork, collateral, or guarantees. Repay your loan effortlessly through Easy Daily Installments (EDI).

Loan Repayment Terms:
Repay in Easy Daily Installments (EDI).
Loan Tenure: 3 months to 15 months
Minimum Tenure: 3 months
Maximum Tenure: 15 months

Interest Rate - Annual Percentage Rate (APR):
APR is communicated on the BharatPe for Business App while taking a loan.
Ranges from 21% - 30%
Minimum APR: 21%
Maximum APR: 30%
Amount: Rs. 10,000 to Rs. 10,00,000
Processing fees: 0% to 2%

An example:
Loan Amount: Rs. 1,00,000
Tenure: 6 months
Interest Rate (APR): 24% per year
Repayment Amount: Rs. 1,12,000
Total Interest Payable: Rs. 100,000 x 24%/12*6 (6 months) = Rs. 12,000
Processing Fees (incl. GST): Rs. 2,000
Disbursed Amount: Rs. 100,000 (Loan Amount) - Rs. 2,000 (Processing Fees) = Rs. 98,000
Total Amount Payable: Rs. 1,12,000 (EDI of 722)
Total Cost of the Loan: Interest Amount + Processing Fees = Rs. 12,000 + Rs. 2,000 = Rs. 14,000

NBFC partners:
Loans are offered in collaboration with RBI-approved NBFCs, such as Resilient Finance Private Limited (formerly known as Trillionloans Fintech Private Limited), OXYZO Financial Services Limited, Piramal Finance Ltd., Aditya Birla Capital Limited, Piramal Finance Ltd, Kisetsu Saison Finance (India) Private Limited, SMFG India Credit Company Limited, UGRO Capital Limited etc.

Earn up to 12%
Enjoy up to 12% interest on your BharatPe account balance, credited daily. Add funds or request withdrawals at your convenience, knowing your money is securely invested with our RBI-approved NBFC partners.

Permissions
Permissions such as Location and Contacts, are necessary to create your credit profile and provide loan offers. To review our privacy policy, please visit: Privacy Policy - BharatPe for Business
Please note that BharatPe for Business is the brand name of the application launched by Resillient Innovations Private Limited. BharatPe for Business is our developer name.
Contact Information:
[phone]
[e-mail]
Home - BharatPe
Head Office:
Resilient Innovations Private Limited
Address: 7th and 12th Floor, Building No. 8 Block-C, Cyber City DLF City
Phase 2 Road, Gurugram, Haryana, 122008.

Ratings and reviews

The app is amazing! I love the app! Great experience with the BharatPe app. Thank you so much to everyone algorithms. The app so much faster download. You'd stop an entry and it'd be several seconds before it'd probably stop and those extra seconds are added to the entry. This syncing happens pretty much every time you open the app, start, stop, or edit an entry. Not to mention being unable to use the app when it's syncing because its literally stop responding until it's done. Thank you BharatPe

I can't register for the app, and I've uploaded shop pictures for CPV multiple times. Digital verification is still pending, even though customer care says all my documents are approved on their end. I have no idea what the actual problem is.

Very disappointing experience. I'm an IT freelancer with a valid Udyam Registration and all required documents. The app didn't have a proper Freelancer/IT Services category. I uploaded my workspace photos and documents multiple times, but my KYC kept going from Pending to Rejected without any clear reason. I contacted customer support around 15 times with no resolution. This process has wasted my time, delayed my business, and caused unnecessary frustration. Not recommended for new entrepreneurs

What’s new

We’ve added minor updates to the app.

We hope we have made your experience smoother with these improvements. Keep growing with BharatPe for Business