The Merchant Mobile Application is a secure digital payment solution for merchants, enabling them to manage transactions efficiently using QR codes.
Key Features:
1. User Login & Security
Users log in with their User ID and Password after device registration.
Two-Factor Authentication (2FA) ensures secure access.
Password changes are required upon first login.
2. QR Code Payments
A. Static QR Code
A fixed QR code for customers to scan and pay.
Payment confirmation with an audio alert.
B. Dynamic QR Code
Generates a unique QR code for each transaction.
Customers scan and pay; merchants receive instant confirmation.
Digital receipt generation for printing.
C. Scan & Pay
Merchants scan customer QR codes to initiate payments.
3. Transaction Monitoring & Reports
Track transactions with filtering options.
Export reports in PDF or Excel format.
4. Chargeback & Reversal
Merchants can initiate chargebacks for incorrect transactions.
Monitor chargeback status (pending, approved, or rejected).
5. Security & Support
Auto screen lock for security.
Contact support for assistance.
FAQ Section for common queries.
The Merchant Mobile Application streamlines QR-based payments, offering secure authentication, real-time tracking, and an efficient chargeback system.