Bountisphere Money Calendar

Bountisphere

About this app

Stop guessing. Start knowing.
You use a calendar to plan your time. Why not your money?

Most budgeting apps act like a scoreboard for the past—telling you that you already spent too much on coffee. But looking backward doesn't reduce your anxiety about tomorrow. You don't need a budget. You need a plan.

Bountisphere is your financial crystal ball. We focus on Cash Flow Forecasting to answer the only question that really matters: "Am I okay next week, next month, or even next year?"

Plan your money and ease your mind. Bountisphere projects your running bank balance up to 2 years into the future. Spot overdrafts before they happen, time your bills perfectly, and know exactly what is "Safe-to-Spend" today.

Built for everyday people who are tired of paycheck-to-paycheck stress, Bountisphere brings calm, clarity, and confidence back to your finances.

WHY SWITCH TO A MONEY CALENDAR?

📅 Plan Your Money, Don't Just Track It: See exactly what your bank balance will be based on your upcoming bills and income. No more doing "paycheck math" in your head.
☕ The "Calm Check-In": Stop logging into 5 different bank apps. See your complete financial picture in one tap, check your "Safe-to-Spend" number in seconds, and get on with your day.
🚫 End "Bill Timing" Anxiety: You make enough money, but the timing is off. See visual gaps between your paycheck and your bills so you can adjust before it becomes a problem.

POWERFUL NEW & CORE FEATURES:

• Secure Sync OR Manual Entry (NEW!): Securely link your checking, savings, and credit cards directly in the app using bank-level security (powered by Plaid). Prefer to do it yourself? Easily add manual accounts to track unlinked loans, mortgages, or cash.
• Debt & Mortgage Simulators (NEW!): Stop guessing how to get out of debt. Use your real numbers to compare the Debt Snowball vs. Debt Avalanche methods. See how an extra $50 a month can shave years off your mortgage!
• Smart Payment Prompts (NEW!): When you pay a credit card from your linked checking account, we'll automatically offer to update the balance for you to keep your forecast perfectly in sync.
• Upgraded AI Money Coach: Your 24/7 private financial coach is grounded in your real transactions and updated with 2026 government economic benchmarks (BLS, Fed, IRS) for hyper-accurate advice.
• Shared Profiles for Couples & Families: Plan money together with a partner or household. Each profile stays organized and private to the people you invite.
• Goal Tracking: Set savings and debt-payoff goals backed by behavioral psychology that actually helps you stick with them.
• Money Mastery: Build your financial confidence with daily trivia and bite-sized lessons.

Start with a free trial. No pressure, no shame—just a clear view of what's ahead.

Download Bountisphere today. Plan your money. Ease your mind.

What’s new

Minor updates and bug fixes